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Credit Counselors Salary in Louisiana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Credit Counselors salary really buy you in Louisiana?

Louisiana is 9.4% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$47,250
Median annual (2025)
+10.4%
Real Purchasing Power
$52,152
COL-adjusted (RPP=90.6)

Louisiana Cost of Living Index

Louisiana's Regional Price Parity (RPP) is 90.6, meaning prices are 9.4% lower the national average. A Credit Counselors earning $47,250 in Louisiana has the equivalent purchasing power of $52,152 in an average-cost US state.

LA: 90.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Louisiana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $38,570 $42,571 +$4,001
25th Percentile (P25) $43,070 $47,538 +$4,468
Median (P50) $47,250 $52,152 +$4,902
75th Percentile (P75) $55,070 $60,783 +$5,713
90th Percentile (P90) $60,810 $67,119 +$6,309
Key Insight

A Credit Counselors in Louisiana earns $47,250 on paper, but low living costs mean your money goes 10% further — like earning $52,152 in an average-cost state. This makes Louisiana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Louisiana Runs Well Below National Cost

RPP 90.6

Louisiana's Regional Price Parity (RPP) of 90.6 means a basket of goods and services costs about 9.4% less than the national average. For a Credit Counselors, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.4%

Adjusting $47,250 for Louisiana's cost of living yields $52,152 — a 10.4% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Below-Median Adjusted Pay

#34 / 46

Louisiana's rank of #34 of 46 states means real purchasing power for Credit Counselors trails the national half-way line.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$69,610
RPP 89.8
2. Georgia
$66,889
RPP 95.8
$63,623
RPP 97.7
$60,634
RPP 96.2
$59,662
RPP 112.5
$58,872
RPP 88.7
$58,578
RPP 107.6
$57,806
RPP 109.4
$57,571
RPP 105.0
10. Nevada
$57,551
RPP 96.4

Louisiana ranks #34 out of 46 states for Credit Counselors after cost-of-living adjustment.

How much do you actually take home? See Credit Counselors take-home pay in Louisiana after taxes →

Frequently Asked Questions

What is the real salary for a Credit Counselors in Louisiana after cost of living?

A Credit Counselors in Louisiana earns a median salary of $47,250 per year. After adjusting for Louisiana's cost of living (RPP=90.6), the real purchasing power is $52,152 — a +10.4% difference.

Is Louisiana expensive to live in?

Louisiana's cost of living is 9.4% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Louisiana is 90.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Louisiana: $47,250 x (100 / 90.6) = $52,152. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Credit Counselors in Louisiana financially?

From a purchasing power perspective, yes. A Credit Counselors in Louisiana enjoys 10.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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