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What does a Credit Counselors salary really buy you in Illinois?
Illinois is near the US average cost of livingData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Illinois's Regional Price Parity (RPP) is 101.3, meaning prices are 1.3% higher the national average. A Credit Counselors earning $51,930 in Illinois has the equivalent purchasing power of $51,263 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Illinois's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $39,620 | $39,111 | $-508 |
| 25th Percentile (P25) | $46,220 | $45,626 | $-593 |
| Median (P50) | $51,930 | $51,263 | $-666 |
| 75th Percentile (P75) | $60,760 | $59,980 | $-779 |
| 90th Percentile (P90) | $78,990 | $77,976 | $-1,013 |
Illinois's cost of living is close to the national average, so $51,930 keeps most of its value at $51,263 in real terms. Location choice here is more about career opportunities than cost arbitrage.
With an RPP of 101.3, Illinois is within a few percent of the national cost-of-living baseline. Salary adjustment for Credit Counselors is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After adjusting for Illinois's cost of living, $51,930 nominal nets out to $51,264 in real purchasing power — a small 1.3% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Credit Counselors.
Illinois ranks #39 of 46 — bottom quartile for Credit Counselors real purchasing power. Relocation, employer negotiation, or remote roles at higher-paying markets tend to generate the biggest ROI.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Illinois ranks #39 out of 46 states for Credit Counselors after cost-of-living adjustment.
How much do you actually take home? See Credit Counselors take-home pay in Illinois after taxes →
A Credit Counselors in Illinois earns a median salary of $51,930 per year. After adjusting for Illinois's cost of living (RPP=101.3), the real purchasing power is $51,263 — a -1.3% difference.
Illinois's cost of living is 1.3% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Illinois is 101.3 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Illinois: $51,930 x (100 / 101.3) = $51,263. This represents what the salary would be worth in a state with average living costs.
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