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What does a Credit Counselors salary really buy you in Delaware?
Delaware is 2.0% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Delaware's Regional Price Parity (RPP) is 98.0, meaning prices are 2.0% lower the national average. A Credit Counselors earning $52,840 in Delaware has the equivalent purchasing power of $53,918 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Delaware's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $47,150 | $48,112 | +$962 |
| 25th Percentile (P25) | $49,020 | $50,020 | +$1,000 |
| Median (P50) | $52,840 | $53,918 | +$1,078 |
| 75th Percentile (P75) | $75,980 | $77,530 | +$1,550 |
| 90th Percentile (P90) | $86,670 | $88,438 | +$1,768 |
Delaware's cost of living is close to the national average, so $52,840 keeps most of its value at $53,918 in real terms. Location choice here is more about career opportunities than cost arbitrage.
With an RPP of 98.0, Delaware is within a few percent of the national cost-of-living baseline. Salary adjustment for Credit Counselors is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After adjusting for Delaware's cost of living, $52,840 nominal nets out to $53,918 in real purchasing power — a small 2.0% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Credit Counselors.
Delaware's rank of #28 of 46 states means real purchasing power for Credit Counselors trails the national half-way line.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Delaware ranks #28 out of 46 states for Credit Counselors after cost-of-living adjustment.
How much do you actually take home? See Credit Counselors take-home pay in Delaware after taxes →
A Credit Counselors in Delaware earns a median salary of $52,840 per year. After adjusting for Delaware's cost of living (RPP=98.0), the real purchasing power is $53,918 — a +2.0% difference.
Delaware's cost of living is 2.0% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Delaware is 98.0 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Delaware: $52,840 x (100 / 98.0) = $53,918. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Credit Counselors in Delaware enjoys 2.0% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
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