Last updated: 2025 BLS data · Page refreshed:
How much does a Cooling and Freezing Equipment Operators and Tenders actually take home in Iowa?
3.9% flat rate — 20.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Cooling and Freezing Equipment Operators and Tenders earning $62,520 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $62,520 | — |
| Federal Income Tax | -$5,595 | 8.9% |
| Iowa State Income Tax | -$2,438 | 3.9% |
| Social Security (OASDI) | -$3,876 | 6.2% |
| Medicare | -$906 | 1.4% |
| Total Taxes | -$12,816 | 20.5% |
| Take-Home Pay | $49,703 | 79.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Cooling and Freezing Equipment Operators and Tenders in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $41,720 | -$7,841 | $33,878 | 18.8% |
| 25th Percentile (P25) | $42,510 | -$8,027 | $34,482 | 18.9% |
| Median (P50) | $62,520 | -$12,816 | $49,703 | 20.5% |
| 75th Percentile (P75) | $82,790 | -$19,617 | $63,172 | 23.7% |
| 90th Percentile (P90) | $82,790 | -$19,617 | $63,172 | 23.7% |
After federal income tax ($5,595), state tax ($2,438), and FICA ($4,782), a Cooling and Freezing Equipment Operators and Tenders in Iowa takes home $49,703 per year — or $4,141 per month. The effective tax rate of 20.5% is relatively low compared to the national range.
With an effective total rate of 20.5%, a Cooling and Freezing Equipment Operators and Tenders in Iowa keeps $49,704 of $62,520 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Cooling and Freezing Equipment Operators and Tenders salary that contributes $2,438 to the 3.9% effective state-tax burden.
Federal tax on this Cooling and Freezing Equipment Operators and Tenders salary is $5,595 (44%), but combined state ($2,438, 19%) + FICA ($4,783, 37%) make up the other 56% of the bill.
A Cooling and Freezing Equipment Operators and Tenders earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $52,142 — only $2,438 (4.9%) more than in Iowa.
For Cooling and Freezing Equipment Operators and Tenders after-tax pay, Iowa ranks #2 of 34 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $49,704 net/year works out to $4,142/month or $1,912/bi-weekly for this Cooling and Freezing Equipment Operators and Tenders in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Cooling and Freezing Equipment Operators and Tenders keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #2 out of 34 states for Cooling and Freezing Equipment Operators and Tenders after-tax take-home pay.
A Cooling and Freezing Equipment Operators and Tenders in Iowa earning a median salary of $62,520 will take home approximately $49,703 per year after federal income tax ($5,595), state income tax ($2,438), and FICA ($4,782). That is $4,141 per month or $1,911 per bi-weekly paycheck.
The effective total tax rate for a Cooling and Freezing Equipment Operators and Tenders in Iowa is 20.5%, broken down as: federal income tax 8.9%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Cooling and Freezing Equipment Operators and Tenders's median salary of $62,520, the state income tax amounts to $2,438 per year, which is an effective state rate of 3.9%.
After all taxes, a Cooling and Freezing Equipment Operators and Tenders in Iowa takes home approximately $4,141 per month, or about $23.90 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $62,520 for Cooling and Freezing Equipment Operators and Tenders in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,703/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR