Last updated: 2025 BLS data · Page refreshed:
How much does a Commercial Pilots actually take home in Texas?
No state income tax — 24.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Commercial Pilots earning $137,960 in Texas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $137,960 | — |
| Federal Income Tax | -$22,648 | 16.4% |
| Texas State Income Tax | -$0 | 0.0% |
| Social Security (OASDI) | -$8,553 | 6.2% |
| Medicare | -$2,000 | 1.5% |
| Total Taxes | -$33,202 | 24.1% |
| Take-Home Pay | $104,757 | 75.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Commercial Pilots in Texas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $68,460 | -$12,139 | $56,320 | 17.7% |
| 25th Percentile (P25) | $101,090 | -$21,814 | $79,275 | 21.6% |
| Median (P50) | $137,960 | -$33,202 | $104,757 | 24.1% |
| 75th Percentile (P75) | $196,400 | -$49,975 | $146,424 | 25.4% |
| 90th Percentile (P90) | $259,990 | -$71,024 | $188,965 | 27.3% |
Texas has no state income tax, which means a Commercial Pilots keeps $104,757 of their $137,960 salary — 75.9% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.
With an effective total rate of 24.1%, a Commercial Pilots in Texas keeps $104,757 of $137,960 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Texas is one of the few states with zero state income tax for wage earners. For a Commercial Pilots, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.
Federal income tax ($22,649) accounts for 68% of the total tax bill — the single largest deduction. FICA adds $10,554 (32%), and state tax the remaining $0 (0%).
For Commercial Pilots after-tax pay, Texas ranks #7 of 48 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $104,757 net/year works out to $8,730/month or $4,029/bi-weekly for this Commercial Pilots in Texas — the numbers that actually hit a checking account after every deduction.
Where does a Commercial Pilots keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Texas ranks #7 out of 48 states for Commercial Pilots after-tax take-home pay.
A Commercial Pilots in Texas earning a median salary of $137,960 will take home approximately $104,757 per year after federal income tax ($22,648), state income tax ($0), and FICA ($10,553). That is $8,729 per month or $4,029 per bi-weekly paycheck.
The effective total tax rate for a Commercial Pilots in Texas is 24.1%, broken down as: federal income tax 16.4%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
No, Texas does not levy a state income tax on wages. This means a Commercial Pilots in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 24.1%.
After all taxes, a Commercial Pilots in Texas takes home approximately $8,729 per month, or about $50.36 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $137,960 for Commercial Pilots in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $104,757/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR