Last updated: 2025 BLS data · Page refreshed:
How much does a Commercial Pilots actually take home in Indiana?
3.0% flat rate — 24.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Commercial Pilots earning $104,160 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $104,160 | — |
| Federal Income Tax | -$14,756 | 14.2% |
| Indiana State Income Tax | -$3,176 | 3.0% |
| Social Security (OASDI) | -$6,457 | 6.2% |
| Medicare | -$1,510 | 1.4% |
| Total Taxes | -$25,901 | 24.9% |
| Take-Home Pay | $78,258 | 75.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Commercial Pilots in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $63,250 | -$12,523 | $50,726 | 19.8% |
| 25th Percentile (P25) | $88,730 | -$20,855 | $67,874 | 23.5% |
| Median (P50) | $104,160 | -$25,901 | $78,258 | 24.9% |
| 75th Percentile (P75) | $144,990 | -$39,850 | $105,139 | 27.5% |
| 90th Percentile (P90) | $221,260 | -$64,418 | $156,841 | 29.1% |
After federal income tax ($14,756), state tax ($3,176), and FICA ($7,968), a Commercial Pilots in Indiana takes home $78,258 per year — or $6,521 per month. The effective tax rate of 24.9% is relatively low compared to the national range.
With an effective total rate of 24.9%, a Commercial Pilots in Indiana keeps $78,259 of $104,160 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Commercial Pilots salary that contributes $3,177 to the 3.0% effective state-tax burden.
Federal income tax ($14,756) accounts for 57% of the total tax bill — the single largest deduction. FICA adds $7,968 (31%), and state tax the remaining $3,177 (12%).
Moving this same Commercial Pilots salary to a zero-state-tax state would yield around $81,436 net — a gain of $3,177 (4.1%) per year versus Indiana.
Indiana ranks #30 of 48 states for Commercial Pilots after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $78,259 net/year works out to $6,522/month or $3,010/bi-weekly for this Commercial Pilots in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Commercial Pilots keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #30 out of 48 states for Commercial Pilots after-tax take-home pay.
A Commercial Pilots in Indiana earning a median salary of $104,160 will take home approximately $78,258 per year after federal income tax ($14,756), state income tax ($3,176), and FICA ($7,968). That is $6,521 per month or $3,009 per bi-weekly paycheck.
The effective total tax rate for a Commercial Pilots in Indiana is 24.9%, broken down as: federal income tax 14.2%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Commercial Pilots's median salary of $104,160, the state income tax amounts to $3,176 per year, which is an effective state rate of 3.0%.
After all taxes, a Commercial Pilots in Indiana takes home approximately $6,521 per month, or about $37.62 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $104,160 for Commercial Pilots in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $78,258/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR