Last updated: 2025 BLS data · Page refreshed:
How much does a Civil Engineers actually take home in New Jersey?
Progressive (up to 10.8%) — 26.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Civil Engineers earning $104,660 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $104,660 | — |
| Federal Income Tax | -$14,866 | 14.2% |
| New Jersey State Income Tax | -$4,540 | 4.3% |
| Social Security (OASDI) | -$6,488 | 6.2% |
| Medicare | -$1,517 | 1.4% |
| Total Taxes | -$27,413 | 26.2% |
| Take-Home Pay | $77,246 | 73.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $74,640 | -$16,603 | $58,036 | 22.2% |
| 25th Percentile (P25) | $82,270 | -$19,348 | $62,921 | 23.5% |
| Median (P50) | $104,660 | -$27,413 | $77,246 | 26.2% |
| 75th Percentile (P75) | $134,270 | -$38,461 | $95,808 | 28.6% |
| 90th Percentile (P90) | $169,220 | -$51,711 | $117,508 | 30.6% |
After federal income tax ($14,866), state tax ($4,540), and FICA ($8,006), a Civil Engineers in New Jersey takes home $77,246 per year — or $6,437 per month. The effective tax rate of 26.2% is moderate compared to the national range.
A Civil Engineers in New Jersey loses 26.2% of gross pay to taxes — higher than the ~25% national midpoint. Of the $104,660 gross, $77,247 lands in the paycheck after federal ($14,866), state ($4,541), and FICA ($8,006) withholding.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Civil Engineers salary the state tax works out to $4,541 (4.3% effective) — on top of federal and FICA.
Federal tax on this Civil Engineers salary is $14,866 (54%), but combined state ($4,541, 17%) + FICA ($8,006, 29%) make up the other 46% of the bill.
Moving this same Civil Engineers salary to a zero-state-tax state would yield around $81,787 net — a gain of $4,541 (5.9%) per year versus New Jersey.
For Civil Engineers after-tax pay, New Jersey ranks #10 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $77,247 net/year works out to $6,437/month or $2,971/bi-weekly for this Civil Engineers in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #10 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in New Jersey earning a median salary of $104,660 will take home approximately $77,246 per year after federal income tax ($14,866), state income tax ($4,540), and FICA ($8,006). That is $6,437 per month or $2,971 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in New Jersey is 26.2%, broken down as: federal income tax 14.2%, New Jersey state tax 4.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Civil Engineers's median salary of $104,660, the state income tax amounts to $4,540 per year, which is an effective state rate of 4.3%.
After all taxes, a Civil Engineers in New Jersey takes home approximately $6,437 per month, or about $37.14 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $104,660 for Civil Engineers in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $77,246/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR