Last updated: 2025 BLS data · Page refreshed:
How much does a Civil Engineers actually take home in Massachusetts?
5.0% flat rate — 27.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Civil Engineers earning $106,730 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $106,730 | — |
| Federal Income Tax | -$15,321 | 14.4% |
| Massachusetts State Income Tax | -$5,336 | 5.0% |
| Social Security (OASDI) | -$6,617 | 6.2% |
| Medicare | -$1,547 | 1.5% |
| Total Taxes | -$28,822 | 27.0% |
| Take-Home Pay | $77,907 | 73.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $78,280 | -$18,965 | $59,314 | 24.2% |
| 25th Percentile (P25) | $84,570 | -$21,144 | $63,425 | 25.0% |
| Median (P50) | $106,730 | -$28,822 | $77,907 | 27.0% |
| 75th Percentile (P75) | $134,810 | -$38,946 | $95,863 | 28.9% |
| 90th Percentile (P90) | $165,590 | -$50,227 | $115,362 | 30.3% |
After federal income tax ($15,321), state tax ($5,336), and FICA ($8,164), a Civil Engineers in Massachusetts takes home $77,907 per year — or $6,492 per month. The effective tax rate of 27.0% is moderate compared to the national range.
A Civil Engineers in Massachusetts loses 27.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $106,730 gross, $77,907 lands in the paycheck after federal ($15,322), state ($5,336), and FICA ($8,165) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Civil Engineers salary that contributes $5,336 to the 5.0% effective state-tax burden.
Federal tax on this Civil Engineers salary is $15,322 (53%), but combined state ($5,336, 19%) + FICA ($8,165, 28%) make up the other 47% of the bill.
Moving this same Civil Engineers salary to a zero-state-tax state would yield around $83,244 net — a gain of $5,336 (6.8%) per year versus Massachusetts.
For Civil Engineers after-tax pay, Massachusetts ranks #6 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $77,907 net/year works out to $6,492/month or $2,996/bi-weekly for this Civil Engineers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #6 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in Massachusetts earning a median salary of $106,730 will take home approximately $77,907 per year after federal income tax ($15,321), state income tax ($5,336), and FICA ($8,164). That is $6,492 per month or $2,996 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in Massachusetts is 27.0%, broken down as: federal income tax 14.4%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Civil Engineers's median salary of $106,730, the state income tax amounts to $5,336 per year, which is an effective state rate of 5.0%.
After all taxes, a Civil Engineers in Massachusetts takes home approximately $6,492 per month, or about $37.46 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $106,730 for Civil Engineers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $77,907/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR