Last updated: 2025 BLS data · Page refreshed:
How much does a Civil Engineers actually take home in Kentucky?
4.0% flat rate — 25.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Civil Engineers earning $100,930 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $100,930 | — |
| Federal Income Tax | -$14,045 | 13.9% |
| Kentucky State Income Tax | -$4,037 | 4.0% |
| Social Security (OASDI) | -$6,257 | 6.2% |
| Medicare | -$1,463 | 1.5% |
| Total Taxes | -$25,803 | 25.6% |
| Take-Home Pay | $75,126 | 74.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $65,660 | -$13,935 | $51,724 | 21.2% |
| 25th Percentile (P25) | $78,960 | -$18,411 | $60,548 | 23.3% |
| Median (P50) | $100,930 | -$25,803 | $75,126 | 25.6% |
| 75th Percentile (P75) | $122,930 | -$33,363 | $89,566 | 27.1% |
| 90th Percentile (P90) | $143,680 | -$40,760 | $102,919 | 28.4% |
After federal income tax ($14,045), state tax ($4,037), and FICA ($7,721), a Civil Engineers in Kentucky takes home $75,126 per year — or $6,260 per month. The effective tax rate of 25.6% is moderate compared to the national range.
With an effective total rate of 25.6%, a Civil Engineers in Kentucky keeps $75,126 of $100,930 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Civil Engineers salary that contributes $4,037 to the 4.0% effective state-tax burden.
Federal tax on this Civil Engineers salary is $14,046 (54%), but combined state ($4,037, 16%) + FICA ($7,721, 30%) make up the other 46% of the bill.
Moving this same Civil Engineers salary to a zero-state-tax state would yield around $79,163 net — a gain of $4,037 (5.4%) per year versus Kentucky.
Kentucky ranks #18 of 51 states for Civil Engineers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $75,126 net/year works out to $6,261/month or $2,889/bi-weekly for this Civil Engineers in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #18 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in Kentucky earning a median salary of $100,930 will take home approximately $75,126 per year after federal income tax ($14,045), state income tax ($4,037), and FICA ($7,721). That is $6,260 per month or $2,889 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in Kentucky is 25.6%, broken down as: federal income tax 13.9%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Civil Engineers's median salary of $100,930, the state income tax amounts to $4,037 per year, which is an effective state rate of 4.0%.
After all taxes, a Civil Engineers in Kentucky takes home approximately $6,260 per month, or about $36.12 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $100,930 for Civil Engineers in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $75,126/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR