Last updated: 2025 BLS data · Page refreshed:
How much does a Civil Engineers actually take home in Indiana?
3.0% flat rate — 24.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Civil Engineers earning $98,270 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $98,270 | — |
| Federal Income Tax | -$13,460 | 13.7% |
| Indiana State Income Tax | -$2,997 | 3.1% |
| Social Security (OASDI) | -$6,092 | 6.2% |
| Medicare | -$1,424 | 1.4% |
| Total Taxes | -$23,975 | 24.4% |
| Take-Home Pay | $74,294 | 75.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Civil Engineers in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $64,200 | -$12,834 | $51,365 | 20.0% |
| 25th Percentile (P25) | $77,510 | -$17,186 | $60,323 | 22.2% |
| Median (P50) | $98,270 | -$23,975 | $74,294 | 24.4% |
| 75th Percentile (P75) | $121,550 | -$31,716 | $89,833 | 26.1% |
| 90th Percentile (P90) | $140,130 | -$38,163 | $101,966 | 27.2% |
After federal income tax ($13,460), state tax ($2,997), and FICA ($7,517), a Civil Engineers in Indiana takes home $74,294 per year — or $6,191 per month. The effective tax rate of 24.4% is relatively low compared to the national range.
With an effective total rate of 24.4%, a Civil Engineers in Indiana keeps $74,295 of $98,270 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Civil Engineers salary that contributes $2,997 to the 3.1% effective state-tax burden.
Federal income tax ($13,460) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $7,518 (31%), and state tax the remaining $2,997 (13%).
Moving this same Civil Engineers salary to a zero-state-tax state would yield around $77,292 net — a gain of $2,997 (4.0%) per year versus Indiana.
Indiana ranks #22 of 51 states for Civil Engineers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $74,295 net/year works out to $6,191/month or $2,857/bi-weekly for this Civil Engineers in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Civil Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #22 out of 51 states for Civil Engineers after-tax take-home pay.
A Civil Engineers in Indiana earning a median salary of $98,270 will take home approximately $74,294 per year after federal income tax ($13,460), state income tax ($2,997), and FICA ($7,517). That is $6,191 per month or $2,857 per bi-weekly paycheck.
The effective total tax rate for a Civil Engineers in Indiana is 24.4%, broken down as: federal income tax 13.7%, Indiana state tax 3.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Civil Engineers's median salary of $98,270, the state income tax amounts to $2,997 per year, which is an effective state rate of 3.1%.
After all taxes, a Civil Engineers in Indiana takes home approximately $6,191 per month, or about $35.72 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $98,270 for Civil Engineers in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,294/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR