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Actuaries Salary in Virginia: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Actuaries salary really buy you in Virginia?

Virginia is 2.1% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$131,900
Median annual (2025)
-2.1%
Real Purchasing Power
$129,187
COL-adjusted (RPP=102.1)

Virginia Cost of Living Index

Virginia's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Actuaries earning $131,900 in Virginia has the equivalent purchasing power of $129,187 in an average-cost US state.

VA: 102.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Virginia's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $82,120 $80,430 $-1,689
25th Percentile (P25) $100,580 $98,511 $-2,068
Median (P50) $131,900 $129,187 $-2,712
75th Percentile (P75) $166,920 $163,486 $-3,433
90th Percentile (P90) $212,740 $208,364 $-4,375
Key Insight

Virginia's cost of living is close to the national average, so $131,900 keeps most of its value at $129,187 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Virginia Sits Near the National Cost Benchmark

RPP 102.1

With an RPP of 102.1, Virginia is within a few percent of the national cost-of-living baseline. Salary adjustment for Actuaries is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-2.1%

After adjusting for Virginia's cost of living, $131,900 nominal nets out to $129,187 in real purchasing power — a small 2.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Actuaries.

Above-Median Adjusted Pay

#18 / 36

Virginia sits at #18 of 36 states for Actuaries COL-adjusted salary — comfortably above the national midpoint.

Best States for Actuaries (After Cost of Living)

Where does Actuaries salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$156,766
RPP 106.4
2. Alabama
$155,979
RPP 87.8
3. Iowa
$145,576
RPP 88.4
$145,427
RPP 107.6
$142,621
RPP 92.3
$142,564
RPP 116.6
$141,844
RPP 91.1
8. Utah
$140,444
RPP 94.5
9. Kansas
$138,900
RPP 90.0
10. Nevada
$137,313
RPP 96.4

Virginia ranks #18 out of 36 states for Actuaries after cost-of-living adjustment.

How much do you actually take home? See Actuaries take-home pay in Virginia after taxes →

Frequently Asked Questions

What is the real salary for a Actuaries in Virginia after cost of living?

A Actuaries in Virginia earns a median salary of $131,900 per year. After adjusting for Virginia's cost of living (RPP=102.1), the real purchasing power is $129,187 — a -2.1% difference.

Is Virginia expensive to live in?

Virginia's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Virginia is 102.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Actuaries in Virginia: $131,900 x (100 / 102.1) = $129,187. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Virginia offset the salary?

Partially — a Actuaries's nominal salary of $131,900 in Virginia has 2.1% less purchasing power due to higher living costs. The real value is $129,187. However, Virginia may offer better career opportunities, networking, and industry access.

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