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Actuaries Salary in District of Columbia: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Actuaries salary really buy you in District of Columbia?

District of Columbia is 16.6% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$166,230
Median annual (2025)
-14.2%
Real Purchasing Power
$142,564
COL-adjusted (RPP=116.6)

District of Columbia Cost of Living Index

District of Columbia's Regional Price Parity (RPP) is 116.6, meaning prices are 16.6% higher the national average. A Actuaries earning $166,230 in District of Columbia has the equivalent purchasing power of $142,564 in an average-cost US state.

DC: 116.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for District of Columbia's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $116,690 $100,077 $-16,612
25th Percentile (P25) $144,680 $124,082 $-20,597
Median (P50) $166,230 $142,564 $-23,665
75th Percentile (P75) $185,220 $158,850 $-26,369
90th Percentile (P90) $207,450 $177,915 $-29,534
Key Insight

While $166,230 sounds high, District of Columbia's elevated cost of living erases 14% of that salary's purchasing power. Your real buying power is $142,564. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

District of Columbia Is a High-Cost State

RPP 116.6

District of Columbia's RPP of 116.6 puts it 16.6% above the national baseline cost of living. A Actuaries needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Sizable COL Effect Reshapes This Salary

-14.2%

Adjusting $166,230 for District of Columbia's cost of living yields $142,564 — a 14.2% loss in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Top-Quartile Adjusted Earnings in District of Columbia

#6 / 36

Ranked on COL-adjusted median pay for Actuaries, District of Columbia places #6 of 36 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Actuaries (After Cost of Living)

Where does Actuaries salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$156,766
RPP 106.4
2. Alabama
$155,979
RPP 87.8
3. Iowa
$145,576
RPP 88.4
$145,427
RPP 107.6
$142,621
RPP 92.3
$142,564
RPP 116.6
$141,844
RPP 91.1
8. Utah
$140,444
RPP 94.5
9. Kansas
$138,900
RPP 90.0
10. Nevada
$137,313
RPP 96.4

District of Columbia ranks #6 out of 36 states for Actuaries after cost-of-living adjustment.

How much do you actually take home? See Actuaries take-home pay in District of Columbia after taxes →

Frequently Asked Questions

What is the real salary for a Actuaries in District of Columbia after cost of living?

A Actuaries in District of Columbia earns a median salary of $166,230 per year. After adjusting for District of Columbia's cost of living (RPP=116.6), the real purchasing power is $142,564 — a -14.2% difference.

Is District of Columbia expensive to live in?

District of Columbia's cost of living is 16.6% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for District of Columbia is 116.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Actuaries in District of Columbia: $166,230 x (100 / 116.6) = $142,564. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in District of Columbia offset the salary?

Partially — a Actuaries's nominal salary of $166,230 in District of Columbia has 14.2% less purchasing power due to higher living costs. The real value is $142,564. However, District of Columbia may offer better career opportunities, networking, and industry access.

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