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Actuaries Salary in Utah: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Actuaries salary really buy you in Utah?

Utah is 5.5% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$132,720
Median annual (2025)
+5.8%
Real Purchasing Power
$140,444
COL-adjusted (RPP=94.5)

Utah Cost of Living Index

Utah's Regional Price Parity (RPP) is 94.5, meaning prices are 5.5% lower the national average. A Actuaries earning $132,720 in Utah has the equivalent purchasing power of $140,444 in an average-cost US state.

UT: 94.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Utah's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $84,010 $88,899 +$4,889
25th Percentile (P25) $113,170 $119,756 +$6,586
Median (P50) $132,720 $140,444 +$7,724
75th Percentile (P75) $132,720 $140,444 +$7,724
90th Percentile (P90) $171,270 $181,238 +$9,968
Key Insight

A Actuaries in Utah earns $132,720 on paper, but low living costs mean your money goes 6% further — like earning $140,444 in an average-cost state. This makes Utah one of the best value states for this occupation.

What the Cost-of-Living Data Says

Utah Sits Near the National Cost Benchmark

RPP 94.5

With an RPP of 94.5, Utah is within a few percent of the national cost-of-living baseline. Salary adjustment for Actuaries is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Meaningful Purchasing-Power Shift

+5.8%

After applying Utah's RPP, the $132,720 median salary translates to $140,444 in real terms — a 5.8% gain. That difference can cover several months of expenses over a year for a Actuaries.

Top-Quartile Adjusted Earnings in Utah

#8 / 36

Ranked on COL-adjusted median pay for Actuaries, Utah places #8 of 36 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Actuaries (After Cost of Living)

Where does Actuaries salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$156,766
RPP 106.4
2. Alabama
$155,979
RPP 87.8
3. Iowa
$145,576
RPP 88.4
$145,427
RPP 107.6
$142,621
RPP 92.3
$142,564
RPP 116.6
$141,844
RPP 91.1
8. Utah
$140,444
RPP 94.5
9. Kansas
$138,900
RPP 90.0
10. Nevada
$137,313
RPP 96.4

Utah ranks #8 out of 36 states for Actuaries after cost-of-living adjustment.

How much do you actually take home? See Actuaries take-home pay in Utah after taxes →

Frequently Asked Questions

What is the real salary for a Actuaries in Utah after cost of living?

A Actuaries in Utah earns a median salary of $132,720 per year. After adjusting for Utah's cost of living (RPP=94.5), the real purchasing power is $140,444 — a +5.8% difference.

Is Utah expensive to live in?

Utah's cost of living is 5.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Utah is 94.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Actuaries in Utah: $132,720 x (100 / 94.5) = $140,444. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Actuaries in Utah financially?

From a purchasing power perspective, yes. A Actuaries in Utah enjoys 5.8% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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