2025 affordability guide — compare housing costs, rental prices, and living expenses across 215 cities in Montana.
Average median home value across Montana cities.
Rental data covers median monthly rent for tracked cities in Montana.
COL index 106.6 vs. national average of 100. Expect higher living costs than the national average.
Quick look at the cost extremes across Montana.
Sorted from most expensive to most affordable. Click any city for a detailed breakdown with housing, rental, and income data.
| # | City | COL Index | Affordability | Median Home | Median Rent |
|---|---|---|---|---|---|
| 1 | Biddle CDP | 230.3 | Very Expensive | $2,000,001 | N/A |
| 2 | Kings Point CDP | 193.1 | Very Expensive | $1,503,900 | N/A |
| 3 | Gallatin River Ranch CDP | 184.4 | Very Expensive | $1,388,900 | N/A |
| 4 | Rollins CDP | 171.0 | Very Expensive | $1,210,900 | N/A |
| 5 | Dayton CDP | 145.8 | Very Expensive | $875,000 | N/A |
| 6 | Springhill CDP | 141.2 | Very Expensive | $814,500 | N/A |
| 7 | Little Bitterroot Lake CDP | 138.3 | Very Expensive | $775,000 | N/A |
| 8 | Spokane Creek CDP | 132.6 | Very Expensive | $699,500 | N/A |
| 9 | Whitefish | 128.7 | Very Expensive | $648,200 | N/A |
| 10 | Carlton CDP | 127.1 | Very Expensive | $626,400 | N/A |
| 11 | Bigfork CDP | 126.2 | Very Expensive | $614,300 | N/A |
| 12 | Gardiner CDP | 125.8 | Very Expensive | $609,200 | N/A |
| 13 | Lake Mary Ronan CDP | 125.6 | Very Expensive | $607,100 | N/A |
| 14 | Rocky Point CDP | 125.3 | Very Expensive | $602,900 | N/A |
| 15 | Churchill CDP | 124.3 | Very Expensive | $588,800 | N/A |
| 16 | Wheatland CDP | 123.7 | Very Expensive | $581,100 | N/A |
| 17 | Bear Dance CDP | 122.8 | Very Expensive | $570,000 | N/A |
| 18 | West Glacier CDP | 122.5 | Very Expensive | $565,500 | N/A |
| 19 | Silver Gate CDP | 122.3 | Very Expensive | $562,500 | N/A |
| 20 | Lindisfarne CDP | 122.2 | Very Expensive | $561,700 | N/A |
Complete directory of every tracked city and town. Filter or scroll to find yours.
States like Mississippi, Oklahoma, and Kansas typically have lower costs of living compared to coastal states.
RPP (Regional Price Parity) measures the price level for all items. COL Index combines RPP, housing, and rental data for a comprehensive comparison.
Data: BEA Regional Price Parities, U.S. Census Bureau ACS, HUD Fair Market Rents. Our Methodology · Data Sources