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Cost of Living in Rancho Santa Margarita, CA

2025 Affordability Data & Housing Costs

148.2

Cost of Living Index (100 = US Average)

Very Expensive

Median Home Value

$907,900

Owner-occupied homes (2023 ACS)

Median Household Income

$146,827

Annual (2023 ACS)

Housing Costs

The median home value in Rancho Santa Margarita is $907,900, which is higher than the national average. The home price-to-income ratio is 6.2, indicating affordability challenges.

Income & Purchasing Power

The median household income in Rancho Santa Margarita is $146,827 annually.

Compare with Other Cities

View all cities in California

Frequently Asked Questions

What is the cost of living index in Rancho Santa Margarita, CA?

The COL index is 148.2, which is higher than the US average of 100.

What is the median home value in Rancho Santa Margarita?

The median home value is $907,900.

What is the median rent in Rancho Santa Margarita?

Data not available.

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