Disclosure: This page contains affiliate links marked with (Ad). If you click through and make a purchase, we may earn a commission at no extra cost to you. Learn more

Cost of Living in Oak Harbor, WA

2025 Affordability Data & Housing Costs

111.7
Cost of Living Index (100 = US Average)
Expensive

Median Home Value

$421,700
Owner-occupied homes (2023 ACS)

Median Household Income

$72,041
Annual (2023 ACS)

Housing Costs

The median home value in Oak Harbor is $421,700, which is higher than the national average. The home price-to-income ratio is 5.9, indicating moderate affordability.

Income & Purchasing Power

The median household income in Oak Harbor is $72,041 annually.

Compare with Other Cities

Frequently Asked Questions

What is the cost of living index in Oak Harbor, WA?
The COL index is 111.7, which is higher than the US average of 100.
What is the median home value in Oak Harbor?
The median home value is $421,700.
What is the median rent in Oak Harbor?
Data not available.

🏠 Considering a Move to Oak Harbor? Here's Your Next Step

* Affiliate link — we may earn a commission at no extra cost to you. Full disclosure

📊 Get Monthly Cost of Living Insights

Free data-driven updates on housing costs, affordability, and salary trends — no spam, unsubscribe anytime.