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Cost of Living in Half Moon Bay, CA

2025 Affordability Data & Housing Costs

190.3

Cost of Living Index (100 = US Average)

Very Expensive

Median Home Value

$1,467,000

Owner-occupied homes (2023 ACS)

Median Household Income

$153,199

Annual (2023 ACS)

Housing Costs

The median home value in Half Moon Bay is $1,467,000, which is higher than the national average. The home price-to-income ratio is 9.6, indicating affordability challenges.

Income & Purchasing Power

The median household income in Half Moon Bay is $153,199 annually.

Compare with Other Cities

View all cities in California

Frequently Asked Questions

What is the cost of living index in Half Moon Bay, CA?

The COL index is 190.3, which is higher than the US average of 100.

What is the median home value in Half Moon Bay?

The median home value is $1,467,000.

What is the median rent in Half Moon Bay?

Data not available.

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