Last updated: 2025 BLS data · Page refreshed:
How much does a Waiters and Waitresses actually take home in Mississippi?
Progressive (up to 4.7%) — 13.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Waiters and Waitresses earning $21,370 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $21,370 | — |
| Federal Income Tax | -$677 | 3.2% |
| Mississippi State Income Tax | -$534 | 2.5% |
| Social Security (OASDI) | -$1,324 | 6.2% |
| Medicare | -$309 | 1.5% |
| Total Taxes | -$2,846 | 13.3% |
| Take-Home Pay | $18,523 | 86.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Waiters and Waitresses in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $15,330 | -$1,496 | $13,833 | 9.8% |
| 25th Percentile (P25) | $16,210 | -$1,692 | $14,517 | 10.4% |
| Median (P50) | $21,370 | -$2,846 | $18,523 | 13.3% |
| 75th Percentile (P75) | $29,300 | -$4,680 | $24,619 | 16.0% |
| 90th Percentile (P90) | $39,420 | -$7,144 | $32,275 | 18.1% |
After federal income tax ($677), state tax ($534), and FICA ($1,634), a Waiters and Waitresses in Mississippi takes home $18,523 per year — or $1,543 per month. The effective tax rate of 13.3% is relatively low compared to the national range.
A Waiters and Waitresses in Mississippi faces an effective total tax rate of only 13.3%, keeping 86.7% of every gross dollar. That leaves $18,524 net out of $21,370 gross — a favorable outcome compared to states with combined rates above 30%.
Mississippi uses a progressive state income tax, so brackets escalate as wages rise. For this Waiters and Waitresses salary the state tax works out to $534 (2.5% effective) — on top of federal and FICA.
Federal tax on this Waiters and Waitresses salary is $677 (24%), but combined state ($534, 19%) + FICA ($1,635, 57%) make up the other 76% of the bill.
A Waiters and Waitresses earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $19,058 — only $534 (2.9%) more than in Mississippi.
Mississippi sits near the bottom (#46 of 51) for Waiters and Waitresses after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $18,524 net/year works out to $1,544/month or $712/bi-weekly for this Waiters and Waitresses in Mississippi — the numbers that actually hit a checking account after every deduction.
Where does a Waiters and Waitresses keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #46 out of 51 states for Waiters and Waitresses after-tax take-home pay.
A Waiters and Waitresses in Mississippi earning a median salary of $21,370 will take home approximately $18,523 per year after federal income tax ($677), state income tax ($534), and FICA ($1,634). That is $1,543 per month or $712 per bi-weekly paycheck.
The effective total tax rate for a Waiters and Waitresses in Mississippi is 13.3%, broken down as: federal income tax 3.2%, Mississippi state tax 2.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Waiters and Waitresses's median salary of $21,370, the state income tax amounts to $534 per year, which is an effective state rate of 2.5%.
After all taxes, a Waiters and Waitresses in Mississippi takes home approximately $1,543 per month, or about $8.91 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $21,370 for Waiters and Waitresses in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $18,523/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR