Last updated: 2025 BLS data · Page refreshed:
How much does a Signal and Track Switch Repairers actually take home in Massachusetts?
5.0% flat rate — 28.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Signal and Track Switch Repairers earning $126,440 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $126,440 | — |
| Federal Income Tax | -$19,884 | 15.7% |
| Massachusetts State Income Tax | -$6,322 | 5.0% |
| Social Security (OASDI) | -$7,839 | 6.2% |
| Medicare | -$1,833 | 1.5% |
| Total Taxes | -$35,878 | 28.4% |
| Take-Home Pay | $90,561 | 71.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Signal and Track Switch Repairers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $74,690 | -$17,721 | $56,968 | 23.7% |
| 25th Percentile (P25) | $96,600 | -$25,312 | $71,287 | 26.2% |
| Median (P50) | $126,440 | -$35,878 | $90,561 | 28.4% |
| 75th Percentile (P75) | $126,440 | -$35,878 | $90,561 | 28.4% |
| 90th Percentile (P90) | $160,180 | -$48,244 | $111,935 | 30.1% |
After federal income tax ($19,884), state tax ($6,322), and FICA ($9,672), a Signal and Track Switch Repairers in Massachusetts takes home $90,561 per year — or $7,546 per month. The effective tax rate of 28.4% is moderate compared to the national range.
A Signal and Track Switch Repairers in Massachusetts loses 28.4% of gross pay to taxes — higher than the ~25% national midpoint. Of the $126,440 gross, $90,561 lands in the paycheck after federal ($19,884), state ($6,322), and FICA ($9,673) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Signal and Track Switch Repairers salary that contributes $6,322 to the 5.0% effective state-tax burden.
Federal income tax ($19,884) accounts for 55% of the total tax bill — the single largest deduction. FICA adds $9,673 (27%), and state tax the remaining $6,322 (18%).
The state-tax gap is substantial: a Signal and Track Switch Repairers earning this gross in a no-income-tax state would net about $96,883 — an extra $6,322 (7.0%) annually compared with Massachusetts.
For Signal and Track Switch Repairers after-tax pay, Massachusetts ranks #2 of 21 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $90,561 net/year works out to $7,547/month or $3,483/bi-weekly for this Signal and Track Switch Repairers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Signal and Track Switch Repairers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #2 out of 21 states for Signal and Track Switch Repairers after-tax take-home pay.
A Signal and Track Switch Repairers in Massachusetts earning a median salary of $126,440 will take home approximately $90,561 per year after federal income tax ($19,884), state income tax ($6,322), and FICA ($9,672). That is $7,546 per month or $3,483 per bi-weekly paycheck.
The effective total tax rate for a Signal and Track Switch Repairers in Massachusetts is 28.4%, broken down as: federal income tax 15.7%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Signal and Track Switch Repairers's median salary of $126,440, the state income tax amounts to $6,322 per year, which is an effective state rate of 5.0%.
After all taxes, a Signal and Track Switch Repairers in Massachusetts takes home approximately $7,546 per month, or about $43.54 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $126,440 for Signal and Track Switch Repairers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $90,561/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR