Last updated: 2025 BLS data · Page refreshed:
How much does a Ship Engineers actually take home in North Carolina?
4.5% flat rate — 21.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ship Engineers earning $65,010 in North Carolina (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $65,010 | — |
| Federal Income Tax | -$6,143 | 9.4% |
| North Carolina State Income Tax | -$2,925 | 4.5% |
| Social Security (OASDI) | -$4,030 | 6.2% |
| Medicare | -$942 | 1.5% |
| Total Taxes | -$14,041 | 21.6% |
| Take-Home Pay | $50,968 | 78.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ship Engineers in North Carolina.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $62,360 | -$13,136 | $49,223 | 21.1% |
| 25th Percentile (P25) | $62,640 | -$13,232 | $49,407 | 21.1% |
| Median (P50) | $65,010 | -$14,041 | $50,968 | 21.6% |
| 75th Percentile (P75) | $85,850 | -$21,158 | $64,691 | 24.6% |
| 90th Percentile (P90) | $96,940 | -$24,946 | $71,993 | 25.7% |
After federal income tax ($6,143), state tax ($2,925), and FICA ($4,973), a Ship Engineers in North Carolina takes home $50,968 per year — or $4,247 per month. The effective tax rate of 21.6% is relatively low compared to the national range.
With an effective total rate of 21.6%, a Ship Engineers in North Carolina keeps $50,968 of $65,010 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
North Carolina applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Ship Engineers salary that contributes $2,925 to the 4.5% effective state-tax burden.
Federal tax on this Ship Engineers salary is $6,143 (44%), but combined state ($2,925, 21%) + FICA ($4,973, 35%) make up the other 56% of the bill.
Moving this same Ship Engineers salary to a zero-state-tax state would yield around $53,894 net — a gain of $2,925 (5.7%) per year versus North Carolina.
North Carolina sits near the bottom (#24 of 24) for Ship Engineers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $50,968 net/year works out to $4,247/month or $1,960/bi-weekly for this Ship Engineers in North Carolina — the numbers that actually hit a checking account after every deduction.
Where does a Ship Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
North Carolina ranks #24 out of 24 states for Ship Engineers after-tax take-home pay.
A Ship Engineers in North Carolina earning a median salary of $65,010 will take home approximately $50,968 per year after federal income tax ($6,143), state income tax ($2,925), and FICA ($4,973). That is $4,247 per month or $1,960 per bi-weekly paycheck.
The effective total tax rate for a Ship Engineers in North Carolina is 21.6%, broken down as: federal income tax 9.4%, North Carolina state tax 4.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
North Carolina has a 4.5% flat rate. On a Ship Engineers's median salary of $65,010, the state income tax amounts to $2,925 per year, which is an effective state rate of 4.5%.
After all taxes, a Ship Engineers in North Carolina takes home approximately $4,247 per month, or about $24.50 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $65,010 for Ship Engineers in North Carolina, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), North Carolina state income tax (4.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $50,968/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR