Last updated: 2025 BLS data · Page refreshed:
How much does a School Bus Monitors actually take home in Iowa?
3.9% flat rate — 17.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a School Bus Monitors earning $32,740 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $32,740 | — |
| Federal Income Tax | -$1,944 | 5.9% |
| Iowa State Income Tax | -$1,276 | 3.9% |
| Social Security (OASDI) | -$2,029 | 6.2% |
| Medicare | -$474 | 1.5% |
| Total Taxes | -$5,726 | 17.5% |
| Take-Home Pay | $27,013 | 82.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of School Bus Monitors in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $28,180 | -$4,652 | $23,527 | 16.5% |
| 25th Percentile (P25) | $28,850 | -$4,810 | $24,039 | 16.7% |
| Median (P50) | $32,740 | -$5,726 | $27,013 | 17.5% |
| 75th Percentile (P75) | $34,890 | -$6,232 | $28,657 | 17.9% |
| 90th Percentile (P90) | $36,540 | -$6,621 | $29,918 | 18.1% |
After federal income tax ($1,944), state tax ($1,276), and FICA ($2,504), a School Bus Monitors in Iowa takes home $27,013 per year — or $2,251 per month. The effective tax rate of 17.5% is relatively low compared to the national range.
A School Bus Monitors in Iowa faces an effective total tax rate of only 17.5%, keeping 82.5% of every gross dollar. That leaves $27,014 net out of $32,740 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this School Bus Monitors salary that contributes $1,277 to the 3.9% effective state-tax burden.
Federal tax on this School Bus Monitors salary is $1,945 (34%), but combined state ($1,277, 22%) + FICA ($2,505, 44%) make up the other 66% of the bill.
A School Bus Monitors earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $28,291 — only $1,277 (4.7%) more than in Iowa.
Iowa ranks #34 of 50 states for School Bus Monitors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $27,014 net/year works out to $2,251/month or $1,039/bi-weekly for this School Bus Monitors in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a School Bus Monitors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #34 out of 50 states for School Bus Monitors after-tax take-home pay.
A School Bus Monitors in Iowa earning a median salary of $32,740 will take home approximately $27,013 per year after federal income tax ($1,944), state income tax ($1,276), and FICA ($2,504). That is $2,251 per month or $1,038 per bi-weekly paycheck.
The effective total tax rate for a School Bus Monitors in Iowa is 17.5%, broken down as: federal income tax 5.9%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a School Bus Monitors's median salary of $32,740, the state income tax amounts to $1,276 per year, which is an effective state rate of 3.9%.
After all taxes, a School Bus Monitors in Iowa takes home approximately $2,251 per month, or about $12.99 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $32,740 for School Bus Monitors in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $27,013/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR