Last updated: 2025 BLS data · Page refreshed:
How much does a Plumbers, Pipefitters, and Steamfitters actually take home in Massachusetts?
5.0% flat rate — 26.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Plumbers, Pipefitters, and Steamfitters earning $93,880 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $93,880 | — |
| Federal Income Tax | -$12,494 | 13.3% |
| Massachusetts State Income Tax | -$4,694 | 5.0% |
| Social Security (OASDI) | -$5,820 | 6.2% |
| Medicare | -$1,361 | 1.5% |
| Total Taxes | -$24,370 | 26.0% |
| Take-Home Pay | $69,509 | 74.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Plumbers, Pipefitters, and Steamfitters in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $52,010 | -$10,836 | $41,173 | 20.8% |
| 25th Percentile (P25) | $61,860 | -$13,275 | $48,584 | 21.5% |
| Median (P50) | $93,880 | -$24,370 | $69,509 | 26.0% |
| 75th Percentile (P75) | $108,430 | -$29,412 | $79,018 | 27.1% |
| 90th Percentile (P90) | $135,080 | -$39,045 | $96,034 | 28.9% |
After federal income tax ($12,494), state tax ($4,694), and FICA ($7,181), a Plumbers, Pipefitters, and Steamfitters in Massachusetts takes home $69,509 per year — or $5,792 per month. The effective tax rate of 26.0% is moderate compared to the national range.
A Plumbers, Pipefitters, and Steamfitters in Massachusetts loses 26.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $93,880 gross, $69,510 lands in the paycheck after federal ($12,495), state ($4,694), and FICA ($7,182) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Plumbers, Pipefitters, and Steamfitters salary that contributes $4,694 to the 5.0% effective state-tax burden.
Federal tax on this Plumbers, Pipefitters, and Steamfitters salary is $12,495 (51%), but combined state ($4,694, 19%) + FICA ($7,182, 29%) make up the other 49% of the bill.
Moving this same Plumbers, Pipefitters, and Steamfitters salary to a zero-state-tax state would yield around $74,204 net — a gain of $4,694 (6.8%) per year versus Massachusetts.
For Plumbers, Pipefitters, and Steamfitters after-tax pay, Massachusetts ranks #4 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $69,510 net/year works out to $5,792/month or $2,673/bi-weekly for this Plumbers, Pipefitters, and Steamfitters in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Plumbers, Pipefitters, and Steamfitters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #4 out of 51 states for Plumbers, Pipefitters, and Steamfitters after-tax take-home pay.
A Plumbers, Pipefitters, and Steamfitters in Massachusetts earning a median salary of $93,880 will take home approximately $69,509 per year after federal income tax ($12,494), state income tax ($4,694), and FICA ($7,181). That is $5,792 per month or $2,673 per bi-weekly paycheck.
The effective total tax rate for a Plumbers, Pipefitters, and Steamfitters in Massachusetts is 26.0%, broken down as: federal income tax 13.3%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Plumbers, Pipefitters, and Steamfitters's median salary of $93,880, the state income tax amounts to $4,694 per year, which is an effective state rate of 5.0%.
After all taxes, a Plumbers, Pipefitters, and Steamfitters in Massachusetts takes home approximately $5,792 per month, or about $33.42 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $93,880 for Plumbers, Pipefitters, and Steamfitters in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,509/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR