Last updated: 2025 BLS data · Page refreshed:
How much does a Plumbers, Pipefitters, and Steamfitters actually take home in Kentucky?
4.0% flat rate — 20.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Plumbers, Pipefitters, and Steamfitters earning $64,160 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $64,160 | — |
| Federal Income Tax | -$5,956 | 9.3% |
| Kentucky State Income Tax | -$2,566 | 4.0% |
| Social Security (OASDI) | -$3,977 | 6.2% |
| Medicare | -$930 | 1.5% |
| Total Taxes | -$13,430 | 20.9% |
| Take-Home Pay | $50,729 | 79.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Plumbers, Pipefitters, and Steamfitters in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,860 | -$8,625 | $36,234 | 19.2% |
| 25th Percentile (P25) | $50,000 | -$9,841 | $40,159 | 19.7% |
| Median (P50) | $64,160 | -$13,430 | $50,729 | 20.9% |
| 75th Percentile (P75) | $84,840 | -$20,389 | $64,450 | 24.0% |
| 90th Percentile (P90) | $94,710 | -$23,710 | $70,999 | 25.0% |
After federal income tax ($5,956), state tax ($2,566), and FICA ($4,908), a Plumbers, Pipefitters, and Steamfitters in Kentucky takes home $50,729 per year — or $4,227 per month. The effective tax rate of 20.9% is relatively low compared to the national range.
With an effective total rate of 20.9%, a Plumbers, Pipefitters, and Steamfitters in Kentucky keeps $50,729 of $64,160 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Plumbers, Pipefitters, and Steamfitters salary that contributes $2,566 to the 4.0% effective state-tax burden.
Federal tax on this Plumbers, Pipefitters, and Steamfitters salary is $5,956 (44%), but combined state ($2,566, 19%) + FICA ($4,908, 37%) make up the other 56% of the bill.
Moving this same Plumbers, Pipefitters, and Steamfitters salary to a zero-state-tax state would yield around $53,296 net — a gain of $2,566 (5.1%) per year versus Kentucky.
Kentucky ranks #28 of 51 states for Plumbers, Pipefitters, and Steamfitters after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $50,729 net/year works out to $4,227/month or $1,951/bi-weekly for this Plumbers, Pipefitters, and Steamfitters in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Plumbers, Pipefitters, and Steamfitters keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #28 out of 51 states for Plumbers, Pipefitters, and Steamfitters after-tax take-home pay.
A Plumbers, Pipefitters, and Steamfitters in Kentucky earning a median salary of $64,160 will take home approximately $50,729 per year after federal income tax ($5,956), state income tax ($2,566), and FICA ($4,908). That is $4,227 per month or $1,951 per bi-weekly paycheck.
The effective total tax rate for a Plumbers, Pipefitters, and Steamfitters in Kentucky is 20.9%, broken down as: federal income tax 9.3%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Plumbers, Pipefitters, and Steamfitters's median salary of $64,160, the state income tax amounts to $2,566 per year, which is an effective state rate of 4.0%.
After all taxes, a Plumbers, Pipefitters, and Steamfitters in Kentucky takes home approximately $4,227 per month, or about $24.39 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $64,160 for Plumbers, Pipefitters, and Steamfitters in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $50,729/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR