Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Vermont?
Progressive (up to 8.8%) — 26.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $97,970 in Vermont (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $97,970 | — |
| Federal Income Tax | -$13,394 | 13.7% |
| Vermont State Income Tax | -$4,990 | 5.1% |
| Social Security (OASDI) | -$6,074 | 6.2% |
| Medicare | -$1,420 | 1.5% |
| Total Taxes | -$25,879 | 26.4% |
| Take-Home Pay | $72,090 | 73.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Vermont.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $75,040 | -$17,567 | $57,472 | 23.4% |
| 25th Percentile (P25) | $81,080 | -$19,757 | $61,323 | 24.4% |
| Median (P50) | $97,970 | -$25,879 | $72,090 | 26.4% |
| 75th Percentile (P75) | $103,810 | -$27,996 | $75,813 | 27.0% |
| 90th Percentile (P90) | $115,860 | -$32,437 | $83,422 | 28.0% |
After federal income tax ($13,394), state tax ($4,990), and FICA ($7,494), a Physical Therapists in Vermont takes home $72,090 per year — or $6,007 per month. The effective tax rate of 26.4% is moderate compared to the national range.
A Physical Therapists in Vermont loses 26.4% of gross pay to taxes — higher than the ~25% national midpoint. Of the $97,970 gross, $72,090 lands in the paycheck after federal ($13,394), state ($4,991), and FICA ($7,495) withholding.
Vermont uses a progressive state income tax, so brackets escalate as wages rise. For this Physical Therapists salary the state tax works out to $4,991 (5.1% effective) — on top of federal and FICA.
Federal tax on this Physical Therapists salary is $13,394 (52%), but combined state ($4,991, 19%) + FICA ($7,495, 29%) make up the other 48% of the bill.
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $77,081 net — a gain of $4,991 (6.9%) per year versus Vermont.
Vermont sits near the bottom (#43 of 51) for Physical Therapists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $72,090 net/year works out to $6,008/month or $2,773/bi-weekly for this Physical Therapists in Vermont — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Vermont ranks #43 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Vermont earning a median salary of $97,970 will take home approximately $72,090 per year after federal income tax ($13,394), state income tax ($4,990), and FICA ($7,494). That is $6,007 per month or $2,772 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Vermont is 26.4%, broken down as: federal income tax 13.7%, Vermont state tax 5.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Vermont has a progressive (up to 8.8%). On a Physical Therapists's median salary of $97,970, the state income tax amounts to $4,990 per year, which is an effective state rate of 5.1%.
After all taxes, a Physical Therapists in Vermont takes home approximately $6,007 per month, or about $34.66 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $97,970 for Physical Therapists in Vermont, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Vermont state income tax (progressive (up to 8.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $72,090/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR