Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Arizona?
2.5% flat rate — 24.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $103,220 in Arizona (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $103,220 | — |
| Federal Income Tax | -$14,549 | 14.1% |
| Arizona State Income Tax | -$2,580 | 2.5% |
| Social Security (OASDI) | -$6,399 | 6.2% |
| Medicare | -$1,496 | 1.5% |
| Total Taxes | -$25,026 | 24.2% |
| Take-Home Pay | $78,193 | 75.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Arizona.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $81,560 | -$18,062 | $63,497 | 22.1% |
| 25th Percentile (P25) | $89,710 | -$20,682 | $69,027 | 23.1% |
| Median (P50) | $103,220 | -$25,026 | $78,193 | 24.2% |
| 75th Percentile (P75) | $121,100 | -$30,894 | $90,205 | 25.5% |
| 90th Percentile (P90) | $134,050 | -$35,316 | $98,733 | 26.3% |
After federal income tax ($14,549), state tax ($2,580), and FICA ($7,896), a Physical Therapists in Arizona takes home $78,193 per year — or $6,516 per month. The effective tax rate of 24.2% is relatively low compared to the national range.
With an effective total rate of 24.2%, a Physical Therapists in Arizona keeps $78,194 of $103,220 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Arizona applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physical Therapists salary that contributes $2,580 to the 2.5% effective state-tax burden.
Federal income tax ($14,549) accounts for 58% of the total tax bill — the single largest deduction. FICA adds $7,896 (32%), and state tax the remaining $2,580 (10%).
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $80,774 net — a gain of $2,580 (3.3%) per year versus Arizona.
Arizona ranks #14 of 51 states for Physical Therapists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $78,194 net/year works out to $6,516/month or $3,007/bi-weekly for this Physical Therapists in Arizona — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Arizona ranks #14 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Arizona earning a median salary of $103,220 will take home approximately $78,193 per year after federal income tax ($14,549), state income tax ($2,580), and FICA ($7,896). That is $6,516 per month or $3,007 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Arizona is 24.2%, broken down as: federal income tax 14.1%, Arizona state tax 2.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Arizona has a 2.5% flat rate. On a Physical Therapists's median salary of $103,220, the state income tax amounts to $2,580 per year, which is an effective state rate of 2.5%.
After all taxes, a Physical Therapists in Arizona takes home approximately $6,516 per month, or about $37.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $103,220 for Physical Therapists in Arizona, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arizona state income tax (2.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $78,193/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR