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Physical Therapists Salary in Texas: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Physical Therapists salary really buy you in Texas?

Texas is 2.5% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$105,810
Median annual (2025)
+2.6%
Real Purchasing Power
$108,523
COL-adjusted (RPP=97.5)

Texas Cost of Living Index

Texas's Regional Price Parity (RPP) is 97.5, meaning prices are 2.5% lower the national average. A Physical Therapists earning $105,810 in Texas has the equivalent purchasing power of $108,523 in an average-cost US state.

TX: 97.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Texas's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $76,600 $78,564 +$1,964
25th Percentile (P25) $88,620 $90,892 +$2,272
Median (P50) $105,810 $108,523 +$2,713
75th Percentile (P75) $127,290 $130,553 +$3,263
90th Percentile (P90) $139,050 $142,615 +$3,565
Key Insight

Texas's cost of living is close to the national average, so $105,810 keeps most of its value at $108,523 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Texas Sits Near the National Cost Benchmark

RPP 97.5

With an RPP of 97.5, Texas is within a few percent of the national cost-of-living baseline. Salary adjustment for Physical Therapists is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

+2.6%

After adjusting for Texas's cost of living, $105,810 nominal nets out to $108,523 in real purchasing power — a small 2.6% gain. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Physical Therapists.

Above-Median Adjusted Pay

#19 / 51

Texas sits at #19 of 51 states for Physical Therapists COL-adjusted salary — comfortably above the national midpoint.

Best States for Physical Therapists (After Cost of Living)

Where does Physical Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$117,450
RPP 91.0
2. Nevada
$115,404
RPP 96.4
$114,536
RPP 87.3
$114,330
RPP 86.6
5. Alaska
$113,019
RPP 102.0
$112,651
RPP 89.4
7. Ohio
$112,622
RPP 91.5
$111,024
RPP 88.8
9. Alabama
$110,808
RPP 87.8
10. Indiana
$110,631
RPP 91.8

Texas ranks #19 out of 51 states for Physical Therapists after cost-of-living adjustment.

How much do you actually take home? See Physical Therapists take-home pay in Texas after taxes →

Frequently Asked Questions

What is the real salary for a Physical Therapists in Texas after cost of living?

A Physical Therapists in Texas earns a median salary of $105,810 per year. After adjusting for Texas's cost of living (RPP=97.5), the real purchasing power is $108,523 — a +2.6% difference.

Is Texas expensive to live in?

Texas's cost of living is 2.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Texas is 97.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Physical Therapists in Texas: $105,810 x (100 / 97.5) = $108,523. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Physical Therapists in Texas financially?

From a purchasing power perspective, yes. A Physical Therapists in Texas enjoys 2.6% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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