Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Rhode Island?
Progressive (up to 6.0%) — 25.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $99,400 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $99,400 | — |
| Federal Income Tax | -$13,709 | 13.8% |
| Rhode Island State Income Tax | -$3,987 | 4.0% |
| Social Security (OASDI) | -$6,162 | 6.2% |
| Medicare | -$1,441 | 1.4% |
| Total Taxes | -$25,300 | 25.5% |
| Take-Home Pay | $74,099 | 74.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $80,770 | -$18,891 | $61,878 | 23.4% |
| 25th Percentile (P25) | $88,120 | -$21,419 | $66,700 | 24.3% |
| Median (P50) | $99,400 | -$25,300 | $74,099 | 25.5% |
| 75th Percentile (P75) | $113,840 | -$30,267 | $83,572 | 26.6% |
| 90th Percentile (P90) | $125,390 | -$34,445 | $90,944 | 27.5% |
After federal income tax ($13,709), state tax ($3,987), and FICA ($7,604), a Physical Therapists in Rhode Island takes home $74,099 per year — or $6,174 per month. The effective tax rate of 25.5% is moderate compared to the national range.
With an effective total rate of 25.5%, a Physical Therapists in Rhode Island keeps $74,100 of $99,400 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Rhode Island uses a progressive state income tax, so brackets escalate as wages rise. For this Physical Therapists salary the state tax works out to $3,987 (4.0% effective) — on top of federal and FICA.
Federal tax on this Physical Therapists salary is $13,709 (54%), but combined state ($3,987, 16%) + FICA ($7,604, 30%) make up the other 46% of the bill.
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $78,087 net — a gain of $3,987 (5.4%) per year versus Rhode Island.
Rhode Island ranks #27 of 51 states for Physical Therapists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $74,100 net/year works out to $6,175/month or $2,850/bi-weekly for this Physical Therapists in Rhode Island — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #27 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Rhode Island earning a median salary of $99,400 will take home approximately $74,099 per year after federal income tax ($13,709), state income tax ($3,987), and FICA ($7,604). That is $6,174 per month or $2,850 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Rhode Island is 25.5%, broken down as: federal income tax 13.8%, Rhode Island state tax 4.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Physical Therapists's median salary of $99,400, the state income tax amounts to $3,987 per year, which is an effective state rate of 4.0%.
After all taxes, a Physical Therapists in Rhode Island takes home approximately $6,174 per month, or about $35.62 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $99,400 for Physical Therapists in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,099/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR