Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in New York?
Progressive (up to 10.9%) — 27.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $100,660 in New York (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $100,660 | — |
| Federal Income Tax | -$13,986 | 13.9% |
| New York State Income Tax | -$5,471 | 5.4% |
| Social Security (OASDI) | -$6,240 | 6.2% |
| Medicare | -$1,459 | 1.4% |
| Total Taxes | -$27,158 | 27.0% |
| Take-Home Pay | $73,501 | 73.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in New York.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $73,580 | -$17,539 | $56,040 | 23.8% |
| 25th Percentile (P25) | $81,470 | -$20,316 | $61,153 | 24.9% |
| Median (P50) | $100,660 | -$27,158 | $73,501 | 27.0% |
| 75th Percentile (P75) | $121,270 | -$34,628 | $86,641 | 28.6% |
| 90th Percentile (P90) | $136,120 | -$40,219 | $95,900 | 29.5% |
After federal income tax ($13,986), state tax ($5,471), and FICA ($7,700), a Physical Therapists in New York takes home $73,501 per year — or $6,125 per month. The effective tax rate of 27.0% is moderate compared to the national range.
A Physical Therapists in New York loses 27.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $100,660 gross, $73,502 lands in the paycheck after federal ($13,986), state ($5,471), and FICA ($7,700) withholding.
New York uses a progressive state income tax, so brackets escalate as wages rise. For this Physical Therapists salary the state tax works out to $5,471 (5.4% effective) — on top of federal and FICA.
Federal tax on this Physical Therapists salary is $13,986 (51%), but combined state ($5,471, 20%) + FICA ($7,700, 28%) make up the other 49% of the bill.
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $78,973 net — a gain of $5,471 (7.4%) per year versus New York.
New York ranks #34 of 51 states for Physical Therapists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $73,502 net/year works out to $6,125/month or $2,827/bi-weekly for this Physical Therapists in New York — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New York ranks #34 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in New York earning a median salary of $100,660 will take home approximately $73,501 per year after federal income tax ($13,986), state income tax ($5,471), and FICA ($7,700). That is $6,125 per month or $2,827 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in New York is 27.0%, broken down as: federal income tax 13.9%, New York state tax 5.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New York has a progressive (up to 10.9%). On a Physical Therapists's median salary of $100,660, the state income tax amounts to $5,471 per year, which is an effective state rate of 5.4%.
After all taxes, a Physical Therapists in New York takes home approximately $6,125 per month, or about $35.34 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $100,660 for Physical Therapists in New York, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New York state income tax (progressive (up to 10.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $73,501/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR