Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Maine?
Progressive (up to 7.1%) — 28.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $99,720 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $99,720 | — |
| Federal Income Tax | -$13,779 | 13.8% |
| Maine State Income Tax | -$6,665 | 6.7% |
| Social Security (OASDI) | -$6,182 | 6.2% |
| Medicare | -$1,445 | 1.5% |
| Total Taxes | -$28,073 | 28.2% |
| Take-Home Pay | $71,646 | 71.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $78,020 | -$20,087 | $57,932 | 25.7% |
| 25th Percentile (P25) | $85,150 | -$22,711 | $62,438 | 26.7% |
| Median (P50) | $99,720 | -$28,073 | $71,646 | 28.2% |
| 75th Percentile (P75) | $105,000 | -$30,016 | $74,983 | 28.6% |
| 90th Percentile (P90) | $121,030 | -$36,033 | $84,996 | 29.8% |
After federal income tax ($13,779), state tax ($6,665), and FICA ($7,628), a Physical Therapists in Maine takes home $71,646 per year — or $5,970 per month. The effective tax rate of 28.2% is moderate compared to the national range.
A Physical Therapists in Maine loses 28.2% of gross pay to taxes — higher than the ~25% national midpoint. Of the $99,720 gross, $71,647 lands in the paycheck after federal ($13,779), state ($6,665), and FICA ($7,629) withholding.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Physical Therapists salary the state tax works out to $6,665 (6.7% effective) — on top of federal and FICA.
Federal tax on this Physical Therapists salary is $13,779 (49%), but combined state ($6,665, 24%) + FICA ($7,629, 27%) make up the other 51% of the bill.
The state-tax gap is substantial: a Physical Therapists earning this gross in a no-income-tax state would net about $78,312 — an extra $6,665 (9.3%) annually compared with Maine.
Maine sits near the bottom (#48 of 51) for Physical Therapists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $71,647 net/year works out to $5,971/month or $2,756/bi-weekly for this Physical Therapists in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #48 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Maine earning a median salary of $99,720 will take home approximately $71,646 per year after federal income tax ($13,779), state income tax ($6,665), and FICA ($7,628). That is $5,970 per month or $2,755 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Maine is 28.2%, broken down as: federal income tax 13.8%, Maine state tax 6.7%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Physical Therapists's median salary of $99,720, the state income tax amounts to $6,665 per year, which is an effective state rate of 6.7%.
After all taxes, a Physical Therapists in Maine takes home approximately $5,970 per month, or about $34.45 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $99,720 for Physical Therapists in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $71,646/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR