Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Illinois?
5.0% flat rate — 26.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $105,250 in Illinois (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $105,250 | — |
| Federal Income Tax | -$14,996 | 14.2% |
| Illinois State Income Tax | -$5,209 | 5.0% |
| Social Security (OASDI) | -$6,525 | 6.2% |
| Medicare | -$1,526 | 1.4% |
| Total Taxes | -$28,257 | 26.8% |
| Take-Home Pay | $76,992 | 73.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Illinois.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $83,000 | -$20,559 | $62,441 | 24.8% |
| 25th Percentile (P25) | $95,940 | -$25,036 | $70,903 | 26.1% |
| Median (P50) | $105,250 | -$28,257 | $76,992 | 26.8% |
| 75th Percentile (P75) | $122,920 | -$34,527 | $88,392 | 28.1% |
| 90th Percentile (P90) | $140,410 | -$40,928 | $99,481 | 29.1% |
After federal income tax ($14,996), state tax ($5,209), and FICA ($8,051), a Physical Therapists in Illinois takes home $76,992 per year — or $6,416 per month. The effective tax rate of 26.8% is moderate compared to the national range.
A Physical Therapists in Illinois loses 26.8% of gross pay to taxes — higher than the ~25% national midpoint. Of the $105,250 gross, $76,993 lands in the paycheck after federal ($14,996), state ($5,210), and FICA ($8,052) withholding.
Illinois applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physical Therapists salary that contributes $5,210 to the 5.0% effective state-tax burden.
Federal tax on this Physical Therapists salary is $14,996 (53%), but combined state ($5,210, 18%) + FICA ($8,052, 28%) make up the other 47% of the bill.
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $82,202 net — a gain of $5,210 (6.8%) per year versus Illinois.
Illinois ranks #15 of 51 states for Physical Therapists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $76,993 net/year works out to $6,416/month or $2,961/bi-weekly for this Physical Therapists in Illinois — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Illinois ranks #15 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Illinois earning a median salary of $105,250 will take home approximately $76,992 per year after federal income tax ($14,996), state income tax ($5,209), and FICA ($8,051). That is $6,416 per month or $2,961 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Illinois is 26.8%, broken down as: federal income tax 14.2%, Illinois state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Illinois has a 5.0% flat rate. On a Physical Therapists's median salary of $105,250, the state income tax amounts to $5,209 per year, which is an effective state rate of 5.0%.
After all taxes, a Physical Therapists in Illinois takes home approximately $6,416 per month, or about $37.02 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $105,250 for Physical Therapists in Illinois, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Illinois state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $76,992/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR