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Physical Therapists Salary in Florida: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Physical Therapists salary really buy you in Florida?

Florida is 2.1% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$101,040
Median annual (2025)
-2.1%
Real Purchasing Power
$98,961
COL-adjusted (RPP=102.1)

Florida Cost of Living Index

Florida's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Physical Therapists earning $101,040 in Florida has the equivalent purchasing power of $98,961 in an average-cost US state.

FL: 102.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Florida's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $73,630 $72,115 $-1,514
25th Percentile (P25) $83,650 $81,929 $-1,720
Median (P50) $101,040 $98,961 $-2,078
75th Percentile (P75) $107,520 $105,308 $-2,211
90th Percentile (P90) $122,880 $120,352 $-2,527
Key Insight

Florida's cost of living is close to the national average, so $101,040 keeps most of its value at $98,961 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Florida Sits Near the National Cost Benchmark

RPP 102.1

With an RPP of 102.1, Florida is within a few percent of the national cost-of-living baseline. Salary adjustment for Physical Therapists is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-2.1%

After adjusting for Florida's cost of living, $101,040 nominal nets out to $98,962 in real purchasing power — a small 2.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Physical Therapists.

Bottom-Quartile COL-Adjusted Pay

#39 / 51

Florida ranks #39 of 51 — bottom quartile for Physical Therapists real purchasing power. Relocation, employer negotiation, or remote roles at higher-paying markets tend to generate the biggest ROI.

Best States for Physical Therapists (After Cost of Living)

Where does Physical Therapists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$117,450
RPP 91.0
2. Nevada
$115,404
RPP 96.4
$114,536
RPP 87.3
$114,330
RPP 86.6
5. Alaska
$113,019
RPP 102.0
$112,651
RPP 89.4
7. Ohio
$112,622
RPP 91.5
$111,024
RPP 88.8
9. Alabama
$110,808
RPP 87.8
10. Indiana
$110,631
RPP 91.8

Florida ranks #39 out of 51 states for Physical Therapists after cost-of-living adjustment.

How much do you actually take home? See Physical Therapists take-home pay in Florida after taxes →

Frequently Asked Questions

What is the real salary for a Physical Therapists in Florida after cost of living?

A Physical Therapists in Florida earns a median salary of $101,040 per year. After adjusting for Florida's cost of living (RPP=102.1), the real purchasing power is $98,961 — a -2.1% difference.

Is Florida expensive to live in?

Florida's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Florida is 102.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Physical Therapists in Florida: $101,040 x (100 / 102.1) = $98,961. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Florida offset the salary?

Partially — a Physical Therapists's nominal salary of $101,040 in Florida has 2.1% less purchasing power due to higher living costs. The real value is $98,961. However, Florida may offer better career opportunities, networking, and industry access.

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