Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapists actually take home in Colorado?
4.4% flat rate — 26.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapists earning $102,030 in Colorado (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $102,030 | — |
| Federal Income Tax | -$14,287 | 14.0% |
| Colorado State Income Tax | -$4,489 | 4.4% |
| Social Security (OASDI) | -$6,325 | 6.2% |
| Medicare | -$1,479 | 1.5% |
| Total Taxes | -$26,582 | 26.1% |
| Take-Home Pay | $75,447 | 73.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapists in Colorado.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $76,460 | -$17,875 | $58,584 | 23.4% |
| 25th Percentile (P25) | $83,320 | -$20,211 | $63,108 | 24.3% |
| Median (P50) | $102,030 | -$26,582 | $75,447 | 26.1% |
| 75th Percentile (P75) | $118,980 | -$32,430 | $86,549 | 27.3% |
| 90th Percentile (P90) | $132,010 | -$37,128 | $94,881 | 28.1% |
After federal income tax ($14,287), state tax ($4,489), and FICA ($7,805), a Physical Therapists in Colorado takes home $75,447 per year — or $6,287 per month. The effective tax rate of 26.1% is moderate compared to the national range.
A Physical Therapists in Colorado loses 26.1% of gross pay to taxes — higher than the ~25% national midpoint. Of the $102,030 gross, $75,448 lands in the paycheck after federal ($14,288), state ($4,489), and FICA ($7,805) withholding.
Colorado applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physical Therapists salary that contributes $4,489 to the 4.4% effective state-tax burden.
Federal tax on this Physical Therapists salary is $14,288 (54%), but combined state ($4,489, 17%) + FICA ($7,805, 29%) make up the other 46% of the bill.
Moving this same Physical Therapists salary to a zero-state-tax state would yield around $79,937 net — a gain of $4,489 (6.0%) per year versus Colorado.
Colorado ranks #20 of 51 states for Physical Therapists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $75,448 net/year works out to $6,287/month or $2,902/bi-weekly for this Physical Therapists in Colorado — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Colorado ranks #20 out of 51 states for Physical Therapists after-tax take-home pay.
A Physical Therapists in Colorado earning a median salary of $102,030 will take home approximately $75,447 per year after federal income tax ($14,287), state income tax ($4,489), and FICA ($7,805). That is $6,287 per month or $2,901 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapists in Colorado is 26.1%, broken down as: federal income tax 14.0%, Colorado state tax 4.4%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Colorado has a 4.4% flat rate. On a Physical Therapists's median salary of $102,030, the state income tax amounts to $4,489 per year, which is an effective state rate of 4.4%.
After all taxes, a Physical Therapists in Colorado takes home approximately $6,287 per month, or about $36.27 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $102,030 for Physical Therapists in Colorado, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Colorado state income tax (4.4% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $75,447/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR