Last updated: 2025 BLS data · Page refreshed:
How much does a Physical Therapist Assistants actually take home in Massachusetts?
5.0% flat rate — 24.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Physical Therapist Assistants earning $79,460 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $79,460 | — |
| Federal Income Tax | -$9,322 | 11.7% |
| Massachusetts State Income Tax | -$3,973 | 5.0% |
| Social Security (OASDI) | -$4,926 | 6.2% |
| Medicare | -$1,152 | 1.5% |
| Total Taxes | -$19,373 | 24.4% |
| Take-Home Pay | $60,086 | 75.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Physical Therapist Assistants in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $62,030 | -$13,334 | $48,695 | 21.5% |
| 25th Percentile (P25) | $67,060 | -$15,077 | $51,982 | 22.5% |
| Median (P50) | $79,460 | -$19,373 | $60,086 | 24.4% |
| 75th Percentile (P75) | $81,640 | -$20,129 | $61,510 | 24.7% |
| 90th Percentile (P90) | $88,280 | -$22,430 | $65,849 | 25.4% |
After federal income tax ($9,322), state tax ($3,973), and FICA ($6,078), a Physical Therapist Assistants in Massachusetts takes home $60,086 per year — or $5,007 per month. The effective tax rate of 24.4% is relatively low compared to the national range.
With an effective total rate of 24.4%, a Physical Therapist Assistants in Massachusetts keeps $60,086 of $79,460 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Physical Therapist Assistants salary that contributes $3,973 to the 5.0% effective state-tax burden.
Federal tax on this Physical Therapist Assistants salary is $9,322 (48%), but combined state ($3,973, 21%) + FICA ($6,079, 31%) make up the other 52% of the bill.
Moving this same Physical Therapist Assistants salary to a zero-state-tax state would yield around $64,059 net — a gain of $3,973 (6.6%) per year versus Massachusetts.
For Physical Therapist Assistants after-tax pay, Massachusetts ranks #6 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $60,086 net/year works out to $5,007/month or $2,311/bi-weekly for this Physical Therapist Assistants in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Physical Therapist Assistants keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #6 out of 51 states for Physical Therapist Assistants after-tax take-home pay.
A Physical Therapist Assistants in Massachusetts earning a median salary of $79,460 will take home approximately $60,086 per year after federal income tax ($9,322), state income tax ($3,973), and FICA ($6,078). That is $5,007 per month or $2,311 per bi-weekly paycheck.
The effective total tax rate for a Physical Therapist Assistants in Massachusetts is 24.4%, broken down as: federal income tax 11.7%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Physical Therapist Assistants's median salary of $79,460, the state income tax amounts to $3,973 per year, which is an effective state rate of 5.0%.
After all taxes, a Physical Therapist Assistants in Massachusetts takes home approximately $5,007 per month, or about $28.89 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $79,460 for Physical Therapist Assistants in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $60,086/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR