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What does a Personal Financial Advisors salary really buy you in Virginia?
Virginia is 2.1% pricier than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Virginia's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Personal Financial Advisors earning $102,640 in Virginia has the equivalent purchasing power of $100,528 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Virginia's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $51,440 | $50,381 | $-1,058 |
| 25th Percentile (P25) | $73,490 | $71,978 | $-1,511 |
| Median (P50) | $102,640 | $100,528 | $-2,111 |
| 75th Percentile (P75) | $199,990 | $195,876 | $-4,113 |
| 90th Percentile (P90) | $420,980 | $412,321 | $-8,658 |
Virginia's cost of living is close to the national average, so $102,640 keeps most of its value at $100,528 in real terms. Location choice here is more about career opportunities than cost arbitrage.
With an RPP of 102.1, Virginia is within a few percent of the national cost-of-living baseline. Salary adjustment for Personal Financial Advisors is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After adjusting for Virginia's cost of living, $102,640 nominal nets out to $100,529 in real purchasing power — a small 2.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Personal Financial Advisors.
Virginia's rank of #26 of 49 states means real purchasing power for Personal Financial Advisors trails the national half-way line.
Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Virginia ranks #26 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.
How much do you actually take home? See Personal Financial Advisors take-home pay in Virginia after taxes →
A Personal Financial Advisors in Virginia earns a median salary of $102,640 per year. After adjusting for Virginia's cost of living (RPP=102.1), the real purchasing power is $100,528 — a -2.1% difference.
Virginia's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Virginia is 102.1 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Virginia: $102,640 x (100 / 102.1) = $100,528. This represents what the salary would be worth in a state with average living costs.
Partially — a Personal Financial Advisors's nominal salary of $102,640 in Virginia has 2.1% less purchasing power due to higher living costs. The real value is $100,528. However, Virginia may offer better career opportunities, networking, and industry access.
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