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Personal Financial Advisors Salary in Missouri: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Personal Financial Advisors salary really buy you in Missouri?

Missouri is 8.9% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$99,930
Median annual (2025)
+9.8%
Real Purchasing Power
$109,692
COL-adjusted (RPP=91.1)

Missouri Cost of Living Index

Missouri's Regional Price Parity (RPP) is 91.1, meaning prices are 8.9% lower the national average. A Personal Financial Advisors earning $99,930 in Missouri has the equivalent purchasing power of $109,692 in an average-cost US state.

MO: 91.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Missouri's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $51,470 $56,498 +$5,028
25th Percentile (P25) $64,750 $71,075 +$6,325
Median (P50) $99,930 $109,692 +$9,762
75th Percentile (P75) $167,500 $183,863 +$16,363
90th Percentile (P90) $313,230 $343,830 +$30,600
Key Insight

A Personal Financial Advisors in Missouri earns $99,930 on paper, but low living costs mean your money goes 10% further — like earning $109,692 in an average-cost state. This makes Missouri one of the best value states for this occupation.

What the Cost-of-Living Data Says

Missouri Runs Well Below National Cost

RPP 91.1

Missouri's Regional Price Parity (RPP) of 91.1 means a basket of goods and services costs about 8.9% less than the national average. For a Personal Financial Advisors, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+9.8%

After applying Missouri's RPP, the $99,930 median salary translates to $109,693 in real terms — a 9.8% gain. That difference can cover several months of expenses over a year for a Personal Financial Advisors.

Top-Quartile Adjusted Earnings in Missouri

#12 / 49

Ranked on COL-adjusted median pay for Personal Financial Advisors, Missouri places #12 of 49 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Personal Financial Advisors (After Cost of Living)

Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$154,646
RPP 107.6
$146,272
RPP 88.0
$145,744
RPP 108.8
$129,393
RPP 92.3
$127,602
RPP 98.0
$121,917
RPP 106.4
$118,588
RPP 101.3
$115,848
RPP 112.5
9. Oregon
$115,225
RPP 106.6
$114,872
RPP 109.4

Missouri ranks #12 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.

How much do you actually take home? See Personal Financial Advisors take-home pay in Missouri after taxes →

Frequently Asked Questions

What is the real salary for a Personal Financial Advisors in Missouri after cost of living?

A Personal Financial Advisors in Missouri earns a median salary of $99,930 per year. After adjusting for Missouri's cost of living (RPP=91.1), the real purchasing power is $109,692 — a +9.8% difference.

Is Missouri expensive to live in?

Missouri's cost of living is 8.9% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Missouri is 91.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Missouri: $99,930 x (100 / 91.1) = $109,692. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Personal Financial Advisors in Missouri financially?

From a purchasing power perspective, yes. A Personal Financial Advisors in Missouri enjoys 9.8% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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