Last updated: 2025 BLS data · Page refreshed:
How much does a Painting, Coating, and Decorating Workers actually take home in Massachusetts?
5.0% flat rate — 21.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Painting, Coating, and Decorating Workers earning $54,070 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $54,070 | — |
| Federal Income Tax | -$4,504 | 8.3% |
| Massachusetts State Income Tax | -$2,703 | 5.0% |
| Social Security (OASDI) | -$3,352 | 6.2% |
| Medicare | -$784 | 1.4% |
| Total Taxes | -$11,344 | 21.0% |
| Take-Home Pay | $42,725 | 79.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Painting, Coating, and Decorating Workers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $42,220 | -$8,423 | $33,796 | 20.0% |
| 25th Percentile (P25) | $50,670 | -$10,506 | $40,163 | 20.7% |
| Median (P50) | $54,070 | -$11,344 | $42,725 | 21.0% |
| 75th Percentile (P75) | $55,510 | -$11,699 | $43,810 | 21.1% |
| 90th Percentile (P90) | $59,210 | -$12,611 | $46,598 | 21.3% |
After federal income tax ($4,504), state tax ($2,703), and FICA ($4,136), a Painting, Coating, and Decorating Workers in Massachusetts takes home $42,725 per year — or $3,560 per month. The effective tax rate of 21.0% is relatively low compared to the national range.
With an effective total rate of 21.0%, a Painting, Coating, and Decorating Workers in Massachusetts keeps $42,726 of $54,070 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Painting, Coating, and Decorating Workers salary that contributes $2,704 to the 5.0% effective state-tax burden.
Federal tax on this Painting, Coating, and Decorating Workers salary is $4,504 (40%), but combined state ($2,704, 24%) + FICA ($4,136, 36%) make up the other 60% of the bill.
Moving this same Painting, Coating, and Decorating Workers salary to a zero-state-tax state would yield around $45,429 net — a gain of $2,704 (6.3%) per year versus Massachusetts.
For Painting, Coating, and Decorating Workers after-tax pay, Massachusetts ranks #4 of 37 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $42,726 net/year works out to $3,560/month or $1,643/bi-weekly for this Painting, Coating, and Decorating Workers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Painting, Coating, and Decorating Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #4 out of 37 states for Painting, Coating, and Decorating Workers after-tax take-home pay.
A Painting, Coating, and Decorating Workers in Massachusetts earning a median salary of $54,070 will take home approximately $42,725 per year after federal income tax ($4,504), state income tax ($2,703), and FICA ($4,136). That is $3,560 per month or $1,643 per bi-weekly paycheck.
The effective total tax rate for a Painting, Coating, and Decorating Workers in Massachusetts is 21.0%, broken down as: federal income tax 8.3%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Painting, Coating, and Decorating Workers's median salary of $54,070, the state income tax amounts to $2,703 per year, which is an effective state rate of 5.0%.
After all taxes, a Painting, Coating, and Decorating Workers in Massachusetts takes home approximately $3,560 per month, or about $20.54 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $54,070 for Painting, Coating, and Decorating Workers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $42,725/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR