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Optometrists Salary in New Jersey: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Optometrists salary really buy you in New Jersey?

New Jersey is 8.8% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$159,040
Median annual (2025)
-8.1%
Real Purchasing Power
$146,176
COL-adjusted (RPP=108.8)

New Jersey Cost of Living Index

New Jersey's Regional Price Parity (RPP) is 108.8, meaning prices are 8.8% higher the national average. A Optometrists earning $159,040 in New Jersey has the equivalent purchasing power of $146,176 in an average-cost US state.

NJ: 108.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for New Jersey's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $104,730 $96,259 $-8,470
25th Percentile (P25) $134,560 $123,676 $-10,883
Median (P50) $159,040 $146,176 $-12,863
75th Percentile (P75) $165,960 $152,536 $-13,423
90th Percentile (P90) $232,960 $214,117 $-18,842
Key Insight

While $159,040 sounds high, New Jersey's elevated cost of living erases 8% of that salary's purchasing power. Your real buying power is $146,176. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

New Jersey Is a High-Cost State

RPP 108.8

New Jersey's RPP of 108.8 puts it 8.8% above the national baseline cost of living. A Optometrists needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-8.1%

After applying New Jersey's RPP, the $159,040 median salary translates to $146,176 in real terms — a 8.1% loss. That difference can cover several months of expenses over a year for a Optometrists.

Above-Median Adjusted Pay

#19 / 51

New Jersey sits at #19 of 51 states for Optometrists COL-adjusted salary — comfortably above the national midpoint.

Best States for Optometrists (After Cost of Living)

Where does Optometrists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$171,507
RPP 94.2
2. Alaska
$166,970
RPP 102.0
3. Alabama
$165,250
RPP 87.8
$164,561
RPP 98.0
$162,436
RPP 97.7
$158,967
RPP 91.0
$157,942
RPP 105.0
$155,929
RPP 93.6
9. Kansas
$153,977
RPP 90.0
10. Maine
$152,886
RPP 100.8

New Jersey ranks #19 out of 51 states for Optometrists after cost-of-living adjustment.

How much do you actually take home? See Optometrists take-home pay in New Jersey after taxes →

Frequently Asked Questions

What is the real salary for a Optometrists in New Jersey after cost of living?

A Optometrists in New Jersey earns a median salary of $159,040 per year. After adjusting for New Jersey's cost of living (RPP=108.8), the real purchasing power is $146,176 — a -8.1% difference.

Is New Jersey expensive to live in?

New Jersey's cost of living is 8.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for New Jersey is 108.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Optometrists in New Jersey: $159,040 x (100 / 108.8) = $146,176. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in New Jersey offset the salary?

Partially — a Optometrists's nominal salary of $159,040 in New Jersey has 8.1% less purchasing power due to higher living costs. The real value is $146,176. However, New Jersey may offer better career opportunities, networking, and industry access.

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