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Optometrists Salary in Maryland: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Optometrists salary really buy you in Maryland?

Maryland is 5.0% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$165,840
Median annual (2025)
-4.8%
Real Purchasing Power
$157,942
COL-adjusted (RPP=105.0)

Maryland Cost of Living Index

Maryland's Regional Price Parity (RPP) is 105.0, meaning prices are 5.0% higher the national average. A Optometrists earning $165,840 in Maryland has the equivalent purchasing power of $157,942 in an average-cost US state.

MD: 105.0
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Maryland's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $50,560 $48,152 $-2,407
25th Percentile (P25) $81,780 $77,885 $-3,894
Median (P50) $165,840 $157,942 $-7,897
75th Percentile (P75) $201,810 $192,200 $-9,610
90th Percentile (P90) $215,420 $205,161 $-10,258
Key Insight

While $165,840 sounds high, Maryland's elevated cost of living erases 5% of that salary's purchasing power. Your real buying power is $157,942. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Maryland Is a High-Cost State

RPP 105.0

Maryland's RPP of 105.0 puts it 5.0% above the national baseline cost of living. A Optometrists needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-4.8%

After applying Maryland's RPP, the $165,840 median salary translates to $157,943 in real terms — a 4.8% loss. That difference can cover several months of expenses over a year for a Optometrists.

Top-Quartile Adjusted Earnings in Maryland

#7 / 51

Ranked on COL-adjusted median pay for Optometrists, Maryland places #7 of 51 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Optometrists (After Cost of Living)

Where does Optometrists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$171,507
RPP 94.2
2. Alaska
$166,970
RPP 102.0
3. Alabama
$165,250
RPP 87.8
$164,561
RPP 98.0
$162,436
RPP 97.7
$158,967
RPP 91.0
$157,942
RPP 105.0
$155,929
RPP 93.6
9. Kansas
$153,977
RPP 90.0
10. Maine
$152,886
RPP 100.8

Maryland ranks #7 out of 51 states for Optometrists after cost-of-living adjustment.

How much do you actually take home? See Optometrists take-home pay in Maryland after taxes →

Frequently Asked Questions

What is the real salary for a Optometrists in Maryland after cost of living?

A Optometrists in Maryland earns a median salary of $165,840 per year. After adjusting for Maryland's cost of living (RPP=105.0), the real purchasing power is $157,942 — a -4.8% difference.

Is Maryland expensive to live in?

Maryland's cost of living is 5.0% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Maryland is 105.0 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Optometrists in Maryland: $165,840 x (100 / 105.0) = $157,942. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Maryland offset the salary?

Partially — a Optometrists's nominal salary of $165,840 in Maryland has 4.8% less purchasing power due to higher living costs. The real value is $157,942. However, Maryland may offer better career opportunities, networking, and industry access.

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