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Ophthalmologists, Except Pediatric Salary in Florida: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Ophthalmologists, Except Pediatric salary really buy you in Florida?

Florida is 2.1% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$399,440
Median annual (2025)
-2.1%
Real Purchasing Power
$391,224
COL-adjusted (RPP=102.1)

Florida Cost of Living Index

Florida's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Ophthalmologists, Except Pediatric earning $399,440 in Florida has the equivalent purchasing power of $391,224 in an average-cost US state.

FL: 102.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Florida's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $163,880 $160,509 $-3,370
25th Percentile (P25) $303,920 $297,668 $-6,251
Median (P50) $399,440 $391,224 $-8,215
75th Percentile (P75) $521,590 $510,861 $-10,728
90th Percentile (P90) $639,960 $626,797 $-13,162
Key Insight

Florida's cost of living is close to the national average, so $399,440 keeps most of its value at $391,224 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Florida Sits Near the National Cost Benchmark

RPP 102.1

With an RPP of 102.1, Florida is within a few percent of the national cost-of-living baseline. Salary adjustment for Ophthalmologists, Except Pediatric is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-2.1%

After adjusting for Florida's cost of living, $399,440 nominal nets out to $391,224 in real purchasing power — a small 2.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Ophthalmologists, Except Pediatric.

Top-Quartile Adjusted Earnings in Florida

#4 / 34

Ranked on COL-adjusted median pay for Ophthalmologists, Except Pediatric, Florida places #4 of 34 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Ophthalmologists, Except Pediatric (After Cost of Living)

Where does Ophthalmologists, Except Pediatric salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

1. Iowa
$446,719
RPP 88.4
$430,152
RPP 104.7
3. Georgia
$399,707
RPP 95.8
4. Florida
$391,224
RPP 102.1
$380,962
RPP 97.7
$375,771
RPP 107.6
7. Nevada
$358,506
RPP 96.4
$355,688
RPP 112.5
9. Alabama
$347,608
RPP 87.8
10. Maine
$335,168
RPP 100.8

Florida ranks #4 out of 34 states for Ophthalmologists, Except Pediatric after cost-of-living adjustment.

How much do you actually take home? See Ophthalmologists, Except Pediatric take-home pay in Florida after taxes →

Frequently Asked Questions

What is the real salary for a Ophthalmologists, Except Pediatric in Florida after cost of living?

A Ophthalmologists, Except Pediatric in Florida earns a median salary of $399,440 per year. After adjusting for Florida's cost of living (RPP=102.1), the real purchasing power is $391,224 — a -2.1% difference.

Is Florida expensive to live in?

Florida's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Florida is 102.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Ophthalmologists, Except Pediatric in Florida: $399,440 x (100 / 102.1) = $391,224. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Florida offset the salary?

Partially — a Ophthalmologists, Except Pediatric's nominal salary of $399,440 in Florida has 2.1% less purchasing power due to higher living costs. The real value is $391,224. However, Florida may offer better career opportunities, networking, and industry access.

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