Last updated: 2025 BLS data · Page refreshed:
How much does a Occupational Therapy Aides actually take home in Massachusetts?
5.0% flat rate — 19.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Occupational Therapy Aides earning $40,160 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $40,160 | — |
| Federal Income Tax | -$2,835 | 7.1% |
| Massachusetts State Income Tax | -$2,008 | 5.0% |
| Social Security (OASDI) | -$2,489 | 6.2% |
| Medicare | -$582 | 1.5% |
| Total Taxes | -$7,915 | 19.7% |
| Take-Home Pay | $32,244 | 80.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapy Aides in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $35,340 | -$6,727 | $28,612 | 19.0% |
| 25th Percentile (P25) | $35,340 | -$6,727 | $28,612 | 19.0% |
| Median (P50) | $40,160 | -$7,915 | $32,244 | 19.7% |
| 75th Percentile (P75) | $42,820 | -$8,571 | $34,248 | 20.0% |
| 90th Percentile (P90) | $53,540 | -$11,213 | $42,326 | 20.9% |
After federal income tax ($2,835), state tax ($2,008), and FICA ($3,072), a Occupational Therapy Aides in Massachusetts takes home $32,244 per year — or $2,687 per month. The effective tax rate of 19.7% is relatively low compared to the national range.
A Occupational Therapy Aides in Massachusetts faces an effective total tax rate of only 19.7%, keeping 80.3% of every gross dollar. That leaves $32,245 net out of $40,160 gross — a favorable outcome compared to states with combined rates above 30%.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Occupational Therapy Aides salary that contributes $2,008 to the 5.0% effective state-tax burden.
Federal tax on this Occupational Therapy Aides salary is $2,835 (36%), but combined state ($2,008, 25%) + FICA ($3,072, 39%) make up the other 64% of the bill.
A Occupational Therapy Aides earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $34,253 — only $2,008 (6.2%) more than in Massachusetts.
Massachusetts ranks #10 of 27 states for Occupational Therapy Aides after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $32,245 net/year works out to $2,687/month or $1,240/bi-weekly for this Occupational Therapy Aides in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Occupational Therapy Aides keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #10 out of 27 states for Occupational Therapy Aides after-tax take-home pay.
A Occupational Therapy Aides in Massachusetts earning a median salary of $40,160 will take home approximately $32,244 per year after federal income tax ($2,835), state income tax ($2,008), and FICA ($3,072). That is $2,687 per month or $1,240 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapy Aides in Massachusetts is 19.7%, broken down as: federal income tax 7.1%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Occupational Therapy Aides's median salary of $40,160, the state income tax amounts to $2,008 per year, which is an effective state rate of 5.0%.
After all taxes, a Occupational Therapy Aides in Massachusetts takes home approximately $2,687 per month, or about $15.50 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $40,160 for Occupational Therapy Aides in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $32,244/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR