Last updated: 2025 BLS data · Page refreshed:
How much does a Occupational Therapists actually take home in Mississippi?
Progressive (up to 4.7%) — 25.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Occupational Therapists earning $94,930 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $94,930 | — |
| Federal Income Tax | -$12,725 | 13.4% |
| Mississippi State Income Tax | -$3,991 | 4.2% |
| Social Security (OASDI) | -$5,885 | 6.2% |
| Medicare | -$1,376 | 1.5% |
| Total Taxes | -$23,979 | 25.3% |
| Take-Home Pay | $70,950 | 74.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Therapists in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $73,200 | -$16,515 | $56,684 | 22.6% |
| 25th Percentile (P25) | $79,430 | -$18,655 | $60,774 | 23.5% |
| Median (P50) | $94,930 | -$23,979 | $70,950 | 25.3% |
| 75th Percentile (P75) | $104,460 | -$27,253 | $77,206 | 26.1% |
| 90th Percentile (P90) | $113,950 | -$30,512 | $83,437 | 26.8% |
After federal income tax ($12,725), state tax ($3,991), and FICA ($7,262), a Occupational Therapists in Mississippi takes home $70,950 per year — or $5,912 per month. The effective tax rate of 25.3% is moderate compared to the national range.
With an effective total rate of 25.3%, a Occupational Therapists in Mississippi keeps $70,951 of $94,930 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Mississippi uses a progressive state income tax, so brackets escalate as wages rise. For this Occupational Therapists salary the state tax works out to $3,992 (4.2% effective) — on top of federal and FICA.
Federal tax on this Occupational Therapists salary is $12,726 (53%), but combined state ($3,992, 17%) + FICA ($7,262, 30%) make up the other 47% of the bill.
Moving this same Occupational Therapists salary to a zero-state-tax state would yield around $74,942 net — a gain of $3,992 (5.6%) per year versus Mississippi.
Mississippi ranks #36 of 51 states for Occupational Therapists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $70,951 net/year works out to $5,913/month or $2,729/bi-weekly for this Occupational Therapists in Mississippi — the numbers that actually hit a checking account after every deduction.
Where does a Occupational Therapists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #36 out of 51 states for Occupational Therapists after-tax take-home pay.
A Occupational Therapists in Mississippi earning a median salary of $94,930 will take home approximately $70,950 per year after federal income tax ($12,725), state income tax ($3,991), and FICA ($7,262). That is $5,912 per month or $2,728 per bi-weekly paycheck.
The effective total tax rate for a Occupational Therapists in Mississippi is 25.3%, broken down as: federal income tax 13.4%, Mississippi state tax 4.2%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Occupational Therapists's median salary of $94,930, the state income tax amounts to $3,991 per year, which is an effective state rate of 4.2%.
After all taxes, a Occupational Therapists in Mississippi takes home approximately $5,912 per month, or about $34.11 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $94,930 for Occupational Therapists in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $70,950/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR