Last updated: 2025 BLS data · Page refreshed:
How much does a Occupational Health and Safety Specialists actually take home in Massachusetts?
5.0% flat rate — 26.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Occupational Health and Safety Specialists earning $103,970 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $103,970 | — |
| Federal Income Tax | -$14,714 | 14.2% |
| Massachusetts State Income Tax | -$5,198 | 5.0% |
| Social Security (OASDI) | -$6,446 | 6.2% |
| Medicare | -$1,507 | 1.5% |
| Total Taxes | -$27,866 | 26.8% |
| Take-Home Pay | $76,103 | 73.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Occupational Health and Safety Specialists in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $68,490 | -$15,572 | $52,917 | 22.7% |
| 25th Percentile (P25) | $83,260 | -$20,690 | $62,569 | 24.9% |
| Median (P50) | $103,970 | -$27,866 | $76,103 | 26.8% |
| 75th Percentile (P75) | $127,320 | -$36,201 | $91,118 | 28.4% |
| 90th Percentile (P90) | $153,770 | -$45,895 | $107,874 | 29.8% |
After federal income tax ($14,714), state tax ($5,198), and FICA ($7,953), a Occupational Health and Safety Specialists in Massachusetts takes home $76,103 per year — or $6,341 per month. The effective tax rate of 26.8% is moderate compared to the national range.
A Occupational Health and Safety Specialists in Massachusetts loses 26.8% of gross pay to taxes — higher than the ~25% national midpoint. Of the $103,970 gross, $76,103 lands in the paycheck after federal ($14,714), state ($5,198), and FICA ($7,954) withholding.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Occupational Health and Safety Specialists salary that contributes $5,198 to the 5.0% effective state-tax burden.
Federal tax on this Occupational Health and Safety Specialists salary is $14,714 (53%), but combined state ($5,198, 19%) + FICA ($7,954, 29%) make up the other 47% of the bill.
Moving this same Occupational Health and Safety Specialists salary to a zero-state-tax state would yield around $81,302 net — a gain of $5,198 (6.8%) per year versus Massachusetts.
For Occupational Health and Safety Specialists after-tax pay, Massachusetts ranks #5 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $76,103 net/year works out to $6,342/month or $2,927/bi-weekly for this Occupational Health and Safety Specialists in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Occupational Health and Safety Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #5 out of 51 states for Occupational Health and Safety Specialists after-tax take-home pay.
A Occupational Health and Safety Specialists in Massachusetts earning a median salary of $103,970 will take home approximately $76,103 per year after federal income tax ($14,714), state income tax ($5,198), and FICA ($7,953). That is $6,341 per month or $2,927 per bi-weekly paycheck.
The effective total tax rate for a Occupational Health and Safety Specialists in Massachusetts is 26.8%, broken down as: federal income tax 14.2%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Occupational Health and Safety Specialists's median salary of $103,970, the state income tax amounts to $5,198 per year, which is an effective state rate of 5.0%.
After all taxes, a Occupational Health and Safety Specialists in Massachusetts takes home approximately $6,341 per month, or about $36.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $103,970 for Occupational Health and Safety Specialists in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $76,103/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR