Last updated: 2025 BLS data · Page refreshed:
How much does a Motorboat Mechanics and Service Technicians actually take home in Massachusetts?
5.0% flat rate — 23.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Motorboat Mechanics and Service Technicians earning $74,160 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $74,160 | — |
| Federal Income Tax | -$8,156 | 11.0% |
| Massachusetts State Income Tax | -$3,708 | 5.0% |
| Social Security (OASDI) | -$4,597 | 6.2% |
| Medicare | -$1,075 | 1.4% |
| Total Taxes | -$17,537 | 23.6% |
| Take-Home Pay | $56,622 | 76.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Motorboat Mechanics and Service Technicians in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,340 | -$9,931 | $38,408 | 20.5% |
| 25th Percentile (P25) | $60,190 | -$12,852 | $47,337 | 21.4% |
| Median (P50) | $74,160 | -$17,537 | $56,622 | 23.6% |
| 75th Percentile (P75) | $78,710 | -$19,114 | $59,595 | 24.3% |
| 90th Percentile (P90) | $94,500 | -$24,585 | $69,914 | 26.0% |
After federal income tax ($8,156), state tax ($3,708), and FICA ($5,673), a Motorboat Mechanics and Service Technicians in Massachusetts takes home $56,622 per year — or $4,718 per month. The effective tax rate of 23.6% is relatively low compared to the national range.
With an effective total rate of 23.6%, a Motorboat Mechanics and Service Technicians in Massachusetts keeps $56,623 of $74,160 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Motorboat Mechanics and Service Technicians salary that contributes $3,708 to the 5.0% effective state-tax burden.
Federal tax on this Motorboat Mechanics and Service Technicians salary is $8,156 (47%), but combined state ($3,708, 21%) + FICA ($5,673, 32%) make up the other 53% of the bill.
Moving this same Motorboat Mechanics and Service Technicians salary to a zero-state-tax state would yield around $60,331 net — a gain of $3,708 (6.5%) per year versus Massachusetts.
For Motorboat Mechanics and Service Technicians after-tax pay, Massachusetts ranks #3 of 49 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $56,623 net/year works out to $4,719/month or $2,178/bi-weekly for this Motorboat Mechanics and Service Technicians in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Motorboat Mechanics and Service Technicians keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #3 out of 49 states for Motorboat Mechanics and Service Technicians after-tax take-home pay.
A Motorboat Mechanics and Service Technicians in Massachusetts earning a median salary of $74,160 will take home approximately $56,622 per year after federal income tax ($8,156), state income tax ($3,708), and FICA ($5,673). That is $4,718 per month or $2,177 per bi-weekly paycheck.
The effective total tax rate for a Motorboat Mechanics and Service Technicians in Massachusetts is 23.6%, broken down as: federal income tax 11.0%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Motorboat Mechanics and Service Technicians's median salary of $74,160, the state income tax amounts to $3,708 per year, which is an effective state rate of 5.0%.
After all taxes, a Motorboat Mechanics and Service Technicians in Massachusetts takes home approximately $4,718 per month, or about $27.22 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $74,160 for Motorboat Mechanics and Service Technicians in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $56,622/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR