Last updated: 2025 BLS data · Page refreshed:
How much does a Mechanical Engineers actually take home in New York?
Progressive (up to 10.9%) — 27.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Mechanical Engineers earning $102,440 in New York (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $102,440 | — |
| Federal Income Tax | -$14,377 | 14.0% |
| New York State Income Tax | -$5,578 | 5.4% |
| Social Security (OASDI) | -$6,351 | 6.2% |
| Medicare | -$1,485 | 1.5% |
| Total Taxes | -$27,792 | 27.1% |
| Take-Home Pay | $74,647 | 72.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Mechanical Engineers in New York.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $74,990 | -$18,034 | $56,955 | 24.0% |
| 25th Percentile (P25) | $84,400 | -$21,361 | $63,038 | 25.3% |
| Median (P50) | $102,440 | -$27,792 | $74,647 | 27.1% |
| 75th Percentile (P75) | $129,410 | -$37,693 | $91,716 | 29.1% |
| 90th Percentile (P90) | $160,220 | -$49,293 | $110,926 | 30.8% |
After federal income tax ($14,377), state tax ($5,578), and FICA ($7,836), a Mechanical Engineers in New York takes home $74,647 per year — or $6,220 per month. The effective tax rate of 27.1% is moderate compared to the national range.
A Mechanical Engineers in New York loses 27.1% of gross pay to taxes — higher than the ~25% national midpoint. Of the $102,440 gross, $74,647 lands in the paycheck after federal ($14,378), state ($5,578), and FICA ($7,837) withholding.
New York uses a progressive state income tax, so brackets escalate as wages rise. For this Mechanical Engineers salary the state tax works out to $5,578 (5.4% effective) — on top of federal and FICA.
Federal tax on this Mechanical Engineers salary is $14,378 (52%), but combined state ($5,578, 20%) + FICA ($7,837, 28%) make up the other 48% of the bill.
Moving this same Mechanical Engineers salary to a zero-state-tax state would yield around $80,226 net — a gain of $5,578 (7.5%) per year versus New York.
New York ranks #31 of 51 states for Mechanical Engineers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $74,647 net/year works out to $6,221/month or $2,871/bi-weekly for this Mechanical Engineers in New York — the numbers that actually hit a checking account after every deduction.
Where does a Mechanical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New York ranks #31 out of 51 states for Mechanical Engineers after-tax take-home pay.
A Mechanical Engineers in New York earning a median salary of $102,440 will take home approximately $74,647 per year after federal income tax ($14,377), state income tax ($5,578), and FICA ($7,836). That is $6,220 per month or $2,871 per bi-weekly paycheck.
The effective total tax rate for a Mechanical Engineers in New York is 27.1%, broken down as: federal income tax 14.0%, New York state tax 5.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
New York has a progressive (up to 10.9%). On a Mechanical Engineers's median salary of $102,440, the state income tax amounts to $5,578 per year, which is an effective state rate of 5.4%.
After all taxes, a Mechanical Engineers in New York takes home approximately $6,220 per month, or about $35.89 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $102,440 for Mechanical Engineers in New York, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New York state income tax (progressive (up to 10.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $74,647/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR