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Marine Engineers and Naval Architects Salary in Texas After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Marine Engineers and Naval Architects actually take home in Texas?

No state income tax — 24.8% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$152,780
Median annual (2025)
-$37,893
Take-Home Pay
$114,886
After all taxes

Your Estimated Paycheck

Annual
$114,886
Monthly
$9,573
Bi-Weekly
$4,418
Hourly
$55.23

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Marine Engineers and Naval Architects earns in Texas, here is how it is split between taxes and take-home pay.

Federal Income Tax (17.2%)
Texas: No State Income Tax
FICA (SS + Medicare) (7.6%)
Take-Home Pay (75.2%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Marine Engineers and Naval Architects earning $152,780 in Texas (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $152,780
Federal Income Tax -$26,205 17.2%
Texas State Income Tax -$0 0.0%
Social Security (OASDI) -$9,472 6.2%
Medicare -$2,215 1.4%
Total Taxes -$37,893 24.8%
Take-Home Pay $114,886 75.2%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Marine Engineers and Naval Architects in Texas.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $93,180 -$19,468 $73,711 20.9%
25th Percentile (P25) $119,270 -$27,287 $91,982 22.9%
Median (P50) $152,780 -$37,893 $114,886 24.8%
75th Percentile (P75) $189,640 -$48,255 $141,384 25.4%
90th Percentile (P90) $230,020 -$60,679 $169,340 26.4%
Key Insight

Texas has no state income tax, which means a Marine Engineers and Naval Architects keeps $114,886 of their $152,780 salary — 75.2% of gross pay. Only federal income tax and FICA reduce the paycheck, making Texas one of the most tax-friendly states for this occupation.

What the Numbers Say

Moderate Tax Load for Marine Engineers and Naval Architects in Texas

24.8% effective

With an effective total rate of 24.8%, a Marine Engineers and Naval Architects in Texas keeps $114,887 of $152,780 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.

Texas: No State Income Tax Advantage

0% state tax

Texas is one of the few states with zero state income tax for wage earners. For a Marine Engineers and Naval Architects, that means the only deductions are federal income tax and FICA — no additional state withholding. This typically adds several thousand dollars per year compared to comparable states with income tax.

Federal Tax Dominates This Paycheck

Fed 69%

Federal income tax ($26,206) accounts for 69% of the total tax bill — the single largest deduction. FICA adds $11,688 (31%), and state tax the remaining $0 (0%).

Texas Ranks in the Top Quartile for Take-Home

#2 / 15

For Marine Engineers and Naval Architects after-tax pay, Texas ranks #2 of 15 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.

What the Paycheck Actually Looks Like

$9,574/mo

Translated into paycheck cadences, $114,887 net/year works out to $9,574/month or $4,419/bi-weekly for this Marine Engineers and Naval Architects in Texas — the numbers that actually hit a checking account after every deduction.

Best States for Marine Engineers and Naval Architects Take-Home Pay

Where does a Marine Engineers and Naval Architects keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

$115,432
33.0%
2. Texas
$114,886
24.8%
3. Florida
$99,753
23.6%
$96,019
29.9%
$93,201
28.4%
$85,227
22.2%
$83,076
27.5%
$80,947
27.9%
$79,088
28.6%
10. Hawaii
$76,097
29.7%

Texas ranks #2 out of 15 states for Marine Engineers and Naval Architects after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Marine Engineers and Naval Architects in Texas?

A Marine Engineers and Naval Architects in Texas earning a median salary of $152,780 will take home approximately $114,886 per year after federal income tax ($26,205), state income tax ($0), and FICA ($11,687). That is $9,573 per month or $4,418 per bi-weekly paycheck.

What is the effective tax rate for a Marine Engineers and Naval Architects in Texas?

The effective total tax rate for a Marine Engineers and Naval Architects in Texas is 24.8%, broken down as: federal income tax 17.2%, Texas state tax 0.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.

Does Texas have a state income tax?

No, Texas does not levy a state income tax on wages. This means a Marine Engineers and Naval Architects in Texas only pays federal income tax and FICA taxes, resulting in a lower overall tax burden compared to most other states. The total effective rate is 24.8%.

What is the monthly take-home pay for a Marine Engineers and Naval Architects in Texas?

After all taxes, a Marine Engineers and Naval Architects in Texas takes home approximately $9,573 per month, or about $55.23 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Marine Engineers and Naval Architects take-home pay in Texas calculated?

We start with the 2025 BLS median salary of $152,780 for Marine Engineers and Naval Architects in Texas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Texas state income tax (no state income tax), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $114,886/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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