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Locomotive Engineers Salary in Tennessee: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Locomotive Engineers salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$81,410
Median annual (2025)
+8.9%
Real Purchasing Power
$88,681
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Locomotive Engineers earning $81,410 in Tennessee has the equivalent purchasing power of $88,681 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $66,060 $71,960 +$5,900
25th Percentile (P25) $80,660 $87,864 +$7,204
Median (P50) $81,410 $88,681 +$7,271
75th Percentile (P75) $81,900 $89,215 +$7,315
90th Percentile (P90) $91,490 $99,662 +$8,172
Key Insight

A Locomotive Engineers in Tennessee earns $81,410 on paper, but low living costs mean your money goes 9% further — like earning $88,681 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

What the Cost-of-Living Data Says

Tennessee Runs Well Below National Cost

RPP 91.8

Tennessee's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Locomotive Engineers, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Tennessee's RPP, the $81,410 median salary translates to $88,682 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Locomotive Engineers.

Above-Median Adjusted Pay

#17 / 35

Tennessee sits at #17 of 35 states for Locomotive Engineers COL-adjusted salary — comfortably above the national midpoint.

Best States for Locomotive Engineers (After Cost of Living)

Where does Locomotive Engineers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$110,778
RPP 87.3
$103,569
RPP 88.8
3. Iowa
$101,776
RPP 88.4
$101,505
RPP 107.6
5. Indiana
$101,078
RPP 91.8
6. Montana
$99,911
RPP 90.3
$99,442
RPP 109.4
$97,065
RPP 91.0
$95,905
RPP 97.7
$95,395
RPP 93.6

Tennessee ranks #17 out of 35 states for Locomotive Engineers after cost-of-living adjustment.

How much do you actually take home? See Locomotive Engineers take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Locomotive Engineers in Tennessee after cost of living?

A Locomotive Engineers in Tennessee earns a median salary of $81,410 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $88,681 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Locomotive Engineers in Tennessee: $81,410 x (100 / 91.8) = $88,681. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Locomotive Engineers in Tennessee financially?

From a purchasing power perspective, yes. A Locomotive Engineers in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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