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Locomotive Engineers Salary in Montana: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Locomotive Engineers salary really buy you in Montana?

Montana is 9.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$90,220
Median annual (2025)
+10.7%
Real Purchasing Power
$99,911
COL-adjusted (RPP=90.3)

Montana Cost of Living Index

Montana's Regional Price Parity (RPP) is 90.3, meaning prices are 9.7% lower the national average. A Locomotive Engineers earning $90,220 in Montana has the equivalent purchasing power of $99,911 in an average-cost US state.

MT: 90.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Montana's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $80,460 $89,102 +$8,642
25th Percentile (P25) $90,220 $99,911 +$9,691
Median (P50) $90,220 $99,911 +$9,691
75th Percentile (P75) $90,370 $100,077 +$9,707
90th Percentile (P90) $126,950 $140,586 +$13,636
Key Insight

A Locomotive Engineers in Montana earns $90,220 on paper, but low living costs mean your money goes 11% further — like earning $99,911 in an average-cost state. This makes Montana one of the best value states for this occupation.

What the Cost-of-Living Data Says

Montana Runs Well Below National Cost

RPP 90.3

Montana's Regional Price Parity (RPP) of 90.3 means a basket of goods and services costs about 9.7% less than the national average. For a Locomotive Engineers, every dollar earned effectively buys more here than in a 100-RPP state.

Sizable COL Effect Reshapes This Salary

+10.7%

Adjusting $90,220 for Montana's cost of living yields $99,911 — a 10.7% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.

Top-Quartile Adjusted Earnings in Montana

#6 / 35

Ranked on COL-adjusted median pay for Locomotive Engineers, Montana places #6 of 35 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Locomotive Engineers (After Cost of Living)

Where does Locomotive Engineers salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$110,778
RPP 87.3
$103,569
RPP 88.8
3. Iowa
$101,776
RPP 88.4
$101,505
RPP 107.6
5. Indiana
$101,078
RPP 91.8
6. Montana
$99,911
RPP 90.3
$99,442
RPP 109.4
$97,065
RPP 91.0
$95,905
RPP 97.7
$95,395
RPP 93.6

Montana ranks #6 out of 35 states for Locomotive Engineers after cost-of-living adjustment.

How much do you actually take home? See Locomotive Engineers take-home pay in Montana after taxes →

Frequently Asked Questions

What is the real salary for a Locomotive Engineers in Montana after cost of living?

A Locomotive Engineers in Montana earns a median salary of $90,220 per year. After adjusting for Montana's cost of living (RPP=90.3), the real purchasing power is $99,911 — a +10.7% difference.

Is Montana expensive to live in?

Montana's cost of living is 9.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Montana is 90.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Locomotive Engineers in Montana: $90,220 x (100 / 90.3) = $99,911. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Locomotive Engineers in Montana financially?

From a purchasing power perspective, yes. A Locomotive Engineers in Montana enjoys 10.7% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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