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Locomotive Engineers Salary in Illinois After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Locomotive Engineers actually take home in Illinois?

5.0% flat rate — 25.9% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$93,320
Median annual (2025)
-$24,129
Take-Home Pay
$69,190
After all taxes

Your Estimated Paycheck

Annual
$69,190
Monthly
$5,765
Bi-Weekly
$2,661
Hourly
$33.26

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Locomotive Engineers earns in Illinois, here is how it is split between taxes and take-home pay.

Federal Income Tax (13.3%)
Illinois State Tax (5.0%)
FICA (SS + Medicare) (7.6%)
Take-Home Pay (74.1%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Locomotive Engineers earning $93,320 in Illinois (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $93,320
Federal Income Tax -$12,371 13.3%
Illinois State Income Tax -$4,619 5.0%
Social Security (OASDI) -$5,785 6.2%
Medicare -$1,353 1.5%
Total Taxes -$24,129 25.9%
Take-Home Pay $69,190 74.1%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Locomotive Engineers in Illinois.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $76,190 -$18,202 $57,987 23.9%
25th Percentile (P25) $84,470 -$21,067 $63,402 24.9%
Median (P50) $93,320 -$24,129 $69,190 25.9%
75th Percentile (P75) $97,280 -$25,499 $71,780 26.2%
90th Percentile (P90) $152,420 -$45,324 $107,095 29.7%
Key Insight

After federal income tax ($12,371), state tax ($4,619), and FICA ($7,138), a Locomotive Engineers in Illinois takes home $69,190 per year — or $5,765 per month. The effective tax rate of 25.9% is moderate compared to the national range.

What the Numbers Say

Moderate Tax Load for Locomotive Engineers in Illinois

25.9% effective

With an effective total rate of 25.9%, a Locomotive Engineers in Illinois keeps $69,190 of $93,320 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.

Illinois's Flat-Rate State Income Tax

5.00% state

Illinois applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Locomotive Engineers salary that contributes $4,619 to the 5.0% effective state-tax burden.

State + FICA Take a Meaningful Slice

State+FICA 49%

Federal tax on this Locomotive Engineers salary is $12,371 (51%), but combined state ($4,619, 19%) + FICA ($7,139, 30%) make up the other 49% of the bill.

Noticeable State-Tax Gap

+$4,619/yr

Moving this same Locomotive Engineers salary to a zero-state-tax state would yield around $73,810 net — a gain of $4,619 (6.7%) per year versus Illinois.

Illinois Ranks in the Top Quartile for Take-Home

#6 / 35

For Locomotive Engineers after-tax pay, Illinois ranks #6 of 35 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.

What the Paycheck Actually Looks Like

$5,766/mo

Translated into paycheck cadences, $69,190 net/year works out to $5,766/month or $2,661/bi-weekly for this Locomotive Engineers in Illinois — the numbers that actually hit a checking account after every deduction.

Best States for Locomotive Engineers Take-Home Pay

Where does a Locomotive Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

$79,253
27.2%
$79,010
27.7%
3. Florida
$73,099
20.8%
$72,119
25.4%
5. Indiana
$70,606
23.9%
$69,190
25.9%
7. Arizona
$69,115
23.1%
$68,679
25.3%
$68,141
27.3%
10. Iowa
$67,944
24.5%

Illinois ranks #6 out of 35 states for Locomotive Engineers after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Locomotive Engineers in Illinois?

A Locomotive Engineers in Illinois earning a median salary of $93,320 will take home approximately $69,190 per year after federal income tax ($12,371), state income tax ($4,619), and FICA ($7,138). That is $5,765 per month or $2,661 per bi-weekly paycheck.

What is the effective tax rate for a Locomotive Engineers in Illinois?

The effective total tax rate for a Locomotive Engineers in Illinois is 25.9%, broken down as: federal income tax 13.3%, Illinois state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.

How much state tax does a Locomotive Engineers pay in Illinois?

Illinois has a 5.0% flat rate. On a Locomotive Engineers's median salary of $93,320, the state income tax amounts to $4,619 per year, which is an effective state rate of 5.0%.

What is the monthly take-home pay for a Locomotive Engineers in Illinois?

After all taxes, a Locomotive Engineers in Illinois takes home approximately $5,765 per month, or about $33.26 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Locomotive Engineers take-home pay in Illinois calculated?

We start with the 2025 BLS median salary of $93,320 for Locomotive Engineers in Illinois, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Illinois state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,190/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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