Last updated: 2025 BLS data · Page refreshed:
How much does a Laborers and Freight, Stock, and Material Movers, Hand actually take home in Massachusetts?
5.0% flat rate — 20.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Laborers and Freight, Stock, and Material Movers, Hand earning $44,920 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $44,920 | — |
| Federal Income Tax | -$3,406 | 7.6% |
| Massachusetts State Income Tax | -$2,246 | 5.0% |
| Social Security (OASDI) | -$2,785 | 6.2% |
| Medicare | -$651 | 1.5% |
| Total Taxes | -$9,088 | 20.2% |
| Take-Home Pay | $35,831 | 79.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $36,470 | -$7,005 | $29,464 | 19.2% |
| 25th Percentile (P25) | $38,920 | -$7,609 | $31,310 | 19.6% |
| Median (P50) | $44,920 | -$9,088 | $35,831 | 20.2% |
| 75th Percentile (P75) | $49,190 | -$10,141 | $39,048 | 20.6% |
| 90th Percentile (P90) | $58,270 | -$12,379 | $45,890 | 21.2% |
After federal income tax ($3,406), state tax ($2,246), and FICA ($3,436), a Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts takes home $35,831 per year — or $2,985 per month. The effective tax rate of 20.2% is relatively low compared to the national range.
With an effective total rate of 20.2%, a Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts keeps $35,831 of $44,920 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Laborers and Freight, Stock, and Material Movers, Hand salary that contributes $2,246 to the 5.0% effective state-tax burden.
Federal tax on this Laborers and Freight, Stock, and Material Movers, Hand salary is $3,406 (37%), but combined state ($2,246, 25%) + FICA ($3,436, 38%) make up the other 63% of the bill.
A Laborers and Freight, Stock, and Material Movers, Hand earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $38,077 — only $2,246 (6.3%) more than in Massachusetts.
For Laborers and Freight, Stock, and Material Movers, Hand after-tax pay, Massachusetts ranks #10 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $35,831 net/year works out to $2,986/month or $1,378/bi-weekly for this Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Laborers and Freight, Stock, and Material Movers, Hand keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #10 out of 51 states for Laborers and Freight, Stock, and Material Movers, Hand after-tax take-home pay.
A Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts earning a median salary of $44,920 will take home approximately $35,831 per year after federal income tax ($3,406), state income tax ($2,246), and FICA ($3,436). That is $2,985 per month or $1,378 per bi-weekly paycheck.
The effective total tax rate for a Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts is 20.2%, broken down as: federal income tax 7.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Laborers and Freight, Stock, and Material Movers, Hand's median salary of $44,920, the state income tax amounts to $2,246 per year, which is an effective state rate of 5.0%.
After all taxes, a Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts takes home approximately $2,985 per month, or about $17.23 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $44,920 for Laborers and Freight, Stock, and Material Movers, Hand in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $35,831/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR