Last updated: 2025 BLS data · Page refreshed:
What does a Insurance Underwriters salary really buy you in Georgia?
Georgia is 4.2% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Georgia's Regional Price Parity (RPP) is 95.8, meaning prices are 4.2% lower the national average. A Insurance Underwriters earning $85,980 in Georgia has the equivalent purchasing power of $89,749 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Georgia's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $61,160 | $63,841 | +$2,681 |
| 25th Percentile (P25) | $70,940 | $74,050 | +$3,110 |
| Median (P50) | $85,980 | $89,749 | +$3,769 |
| 75th Percentile (P75) | $129,630 | $135,313 | +$5,683 |
| 90th Percentile (P90) | $165,910 | $173,183 | +$7,273 |
A Insurance Underwriters in Georgia earns $85,980 on paper, but low living costs mean your money goes 4% further — like earning $89,749 in an average-cost state. This makes Georgia one of the best value states for this occupation.
With an RPP of 95.8, Georgia is within a few percent of the national cost-of-living baseline. Salary adjustment for Insurance Underwriters is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After applying Georgia's RPP, the $85,980 median salary translates to $89,749 in real terms — a 4.4% gain. That difference can cover several months of expenses over a year for a Insurance Underwriters.
Ranked on COL-adjusted median pay for Insurance Underwriters, Georgia places #12 of 49 states — top quartile. Either nominal wages run high, cost of living runs low, or both.
Where does Insurance Underwriters salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Georgia ranks #12 out of 49 states for Insurance Underwriters after cost-of-living adjustment.
How much do you actually take home? See Insurance Underwriters take-home pay in Georgia after taxes →
A Insurance Underwriters in Georgia earns a median salary of $85,980 per year. After adjusting for Georgia's cost of living (RPP=95.8), the real purchasing power is $89,749 — a +4.4% difference.
Georgia's cost of living is 4.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Georgia is 95.8 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Insurance Underwriters in Georgia: $85,980 x (100 / 95.8) = $89,749. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Insurance Underwriters in Georgia enjoys 4.4% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
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